32-40-16. Exclusions permitted in personal motor vehicle insurance policies.
Any insurer that writes motor vehicle insurance in this state may exclude any coverage afforded under the policy issued to an owner or operator of a personal vehicle for any loss or injury that occurs while a driver is logged on to a transportation network company's digital network or while a driver provides a prearranged ride. This right to exclude all coverage may apply to any coverage included in a motor vehicle insurance policy including:
(1)Liability coverage for bodily injury and property damage;
(2)Personal injury protection coverage;
(3)Uninsured and underinsured motorist coverage;
(4)Medical payments coverage;
(5)Comprehensive physical damage coverage; and
(6)Collision physical damage coverage.
Source: SL 2016, ch 167, ยง16.
Structure South Dakota Codified Laws
Chapter 40 - Transportation Network Companies
Section 32-40-1 - Definitions.
Section 32-40-2 - Application requirements for transportation network company drivers.
Section 32-40-4 - Persons prohibited from acting as transportation network company drivers.
Section 32-40-6 - Personal vehicles to comply with vehicle equipment laws.
Section 32-40-9 - Motor vehicle insurance requirements for driver engaged in prearranged ride.
Section 32-40-12 - Eligible insurers.
Section 32-40-13 - Financial responsibility requirements.
Section 32-40-14 - Proof of coverage required in vehicle--Information to be provided after accident.
Section 32-40-15 - Required transportation network company disclosures to drivers.
Section 32-40-16 - Exclusions permitted in personal motor vehicle insurance policies.
Section 32-40-17 - Construction with financial responsibility law.
Section 32-40-18 - Specific policy language not required for exclusion.
Section 32-40-20 - Insurer has no duty to defend or indemnify excluded claim.
Section 32-40-21 - Insurer's right of contribution.
Section 32-40-22 - Disclosures required in claims investigations.
Section 32-40-23 - Municipal or county regulation of transportation network companies.