South Carolina Code of Laws
Chapter 65 - Group Life Insurance
Section 38-65-110. Extension of right to apply for individual policy.

If an individual insured under a group life insurance policy delivered in this State becomes entitled under the terms of the policy to have an individual policy of life insurance issued without evidence of insurability, subject to making of application and payment of the first premium within the period specified in the policy, and if the individual is not given notice of the existence of this right at least fifteen days before the expiration date of the period, the individual has an additional period within which to exercise the right. Nothing contained in this section may be construed to continue any insurance beyond the period provided in the policy. This additional period expires fifteen days after the individual is given the notice but in no event may the additional period extend beyond sixty days after the expiration date of the period provided in the policy. Written notice presented to the individual or mailed by the policyholder to the last known address of the individual or mailed by the insurer to the last known address of the individual as furnished by the policyholder is notice for the purpose of this section.
HISTORY: 1988 Act No. 333, Section 3.

Structure South Carolina Code of Laws

South Carolina Code of Laws

Title 38 - Insurance

Chapter 65 - Group Life Insurance

Section 38-65-10. Circulation of false or misleading information by life insurers.

Section 38-65-20. Misrepresentations to induce termination of life insurance policies.

Section 38-65-30. Assignment of rights and benefits under policies.

Section 38-65-40. Requirements of policies.

Section 38-65-50. Restrictions on mass-marketed life insurance.

Section 38-65-60. Requirements of group life policies extended to group life policies issued outside State to residents; prior approval needed for mass-marketed policies and certificates.

Section 38-65-70. Coverage of families of employees and members.

Section 38-65-90. Life insurance policy for insured's spouse, children, or dependents not subject to claims of insured's creditors.

Section 38-65-100. Spendthrift provisions in settlement agreements are valid.

Section 38-65-110. Extension of right to apply for individual policy.

Section 38-65-120. Interest on payment; when required.

Section 38-65-210. Provisions required in all policies.

Section 38-65-310. Life, term, and endowment insurance on franchise or wholesale plan.

Section 38-65-320. Termination of or refusal to renew policy issued on franchise or wholesale plan.

Section 38-65-330. Conversion privilege of policy issued on franchise or wholesale plan.

Section 38-65-340. Disclosure of conditional nature of coverage under policy issued under franchise or wholesale plan subject to termination.

Section 38-65-350. Franchise or wholesale plan policies may not be used to supplement group life insurance.

Section 38-65-360. Promulgation of regulations.