South Carolina Code of Laws
Chapter 43 - Insurance Producers And Agencies
Section 38-43-715. Application of article.

(A) This article applies to travel insurance sold, solicited, negotiated, or offered in this State that covers a resident in this State and is delivered or issued for delivery in this State. It does not apply to cancellation fee waivers and travel assistance services except as expressly provided herein.
(B) All other applicable provisions of this title continue to apply to travel insurance. In the event of a conflict between a provision of this article and any other applicable provisions of this title, the provision of this article controls.
HISTORY: 2021 Act No. 50 (S.435), Section 3, eff May 17, 2021.

Structure South Carolina Code of Laws

South Carolina Code of Laws

Title 38 - Insurance

Chapter 43 - Insurance Producers And Agencies

Section 38-43-10. Persons considered producers of insurers; excess and surplus lines brokers; using assumed name.

Section 38-43-20. Producer's license required; exceptions.

Section 38-43-25. Travel insurance producer licensing.

Section 38-43-30. License required of agencies and their stockholders, officers, directors, members, employees, and associates.

Section 38-43-40. License confers right to appoint producers; notification to director.

Section 38-43-50. Limited line and special producer licensure; appointment by insurer as producer or agent.

Section 38-43-55. Cancellation of producer contract by insurer; notification requirements; immunity from civil liability; confidentiality of documents.

Section 38-43-60. Insurance business to be transacted by producers licensed in State; exceptions.

Section 38-43-70. Nonresident producer licensure.

Section 38-43-75. Lines of insurance for which producer may qualify for license; nonresident continuing education.

Section 38-43-80. License fees; payment by credit card.

Section 38-43-90. Medical examiners of insurers exempt from license fees.

Section 38-43-100. Individual and agency insurance producer licensing; written examinations; contents of license.

Section 38-43-101. Insurance producer applicants licensed in another state; qualifying standards; application process.

Section 38-43-102. Temporary insurance producer license; limitation of temporary licensee authority.

Section 38-43-106. Continuing education requirements; administrator; advisory committee; exemptions from requirements.

Section 38-43-107. Business, email, mailing and residential street addresses on application for insurance producer's license; notice of change of legal name or address; penalty.

Section 38-43-110. Renewal of license; conditions; lapse; request for military waiver.

Section 38-43-130. Probation, revocation, suspension of license, or denial of reissuance.

Section 38-43-160. Unlawfully representing unlicensed insurer.

Section 38-43-170. Personal liability of producers on contracts of unauthorized insurers.

Section 38-43-180. Personal liability of producers for selling policy of unlicensed insurer.

Section 38-43-190. Producer receipt of premium; penalty for fraud.

Section 38-43-200. Prohibition or payment of certain commissions and fees.

Section 38-43-210. Selling stock in insurer.

Section 38-43-220. Stock salesmen may not sell insurance.

Section 38-43-230. Suspension or revocation of licenses for violating Section 38-43-210 or 38-43-220.

Section 38-43-240. Other offenses by producers.

Section 38-43-245. Fraudulent insurance application.

Section 38-43-247. Reporting administrative actions and criminal prosecutions.

Section 38-43-250. Producer records.

Section 38-43-260. Signing certain blank documents.

Section 38-43-410. Service charge; unpaid balance and service charge are lien on unearned premiums.

Section 38-43-420. Advances must be confined to premiums; additional charges prohibited.

Section 38-43-430. Extension of credit constitutes advancement of premiums.

Section 38-43-440. Cancellation of policy and refund of unearned premiums for failure to pay installment.

Section 38-43-450. Excess of return premium over unpaid balance and charges held in trust.

Section 38-43-460. Conflict of interest prohibited.

Section 38-43-470. Agreements not subject to Section 38-55-50; producer or agency presumed to be acting in own right.

Section 38-43-480. Promulgation of regulations; severability.

Section 38-43-500. Definitions; motor vehicle rental companies; limited licensing to sell or offer insurance.

Section 38-43-610. Definitions.

Section 38-43-620. Issuance of limited license.

Section 38-43-630. Application for limited license; fee; renewal; advertising.

Section 38-43-640. Licensee must be owner or employee of facility; insurance that may be sold or offered for sale.

Section 38-43-650. Licensee to provide written document.

Section 38-43-660. Employees or agents of owner authorized to act.

Section 38-43-670. Prohibited requirements of licensee, employee, or agent.

Section 38-43-680. Revocation or suspension of license; penalties.

Section 38-43-710. Short title.

Section 38-43-715. Application of article.

Section 38-43-720. Definitions.

Section 38-43-725. Classification and filing of travel insurance; eligibility and underwriting standards.

Section 38-43-730. Offer and dissemination of travel insurance under limited lines travel insurance producer license; brochures; prohibited acts.

Section 38-43-740. Compensation.

Section 38-43-750. Reserved.

Section 38-43-760. Responsibility.

Section 38-43-770. Violations of article.

Section 38-43-780. Premium tax on travel insurance premiums.

Section 38-43-790. Travel protection plans.

Section 38-43-800. Sales practices for travel insurers.

Section 38-43-810. Licensing requirements for travel administrators for travel insurance.

Section 38-43-820. Regulations.