§ 6-13.1-21. Credit reports — Notice to individual — Requirements of users of credit reports.
(a) No person or business shall request a credit report in connection with a consumer’s application for credit, employment, or insurance unless a consumer is first informed that a credit report may be requested in connection with the application.
(b) Whenever credit or insurance for personal, family, household purposes, or employment involving a consumer is denied or the charge for that credit or insurance is increased either wholly or partly because of information contained in a credit report from a credit bureau, the user of the credit report shall advise the consumer against whom the adverse action has been taken and supply the name and address of the credit bureau making the report.
History of Section.P.L. 1993, ch. 430, § 1; P. L. 1994, ch. 265, § 1; P.L. 2014, ch. 528, § 10.
Structure Rhode Island General Laws
Title 6 - Commercial Law – General Regulatory Provisions
Chapter 6-13.1 - Deceptive Trade Practices
Section 6-13.1-1. - Definitions.
Section 6-13.1-2. - Unlawful acts or practices.
Section 6-13.1-3. - Interpretation.
Section 6-13.1-4. - Exemptions.
Section 6-13.1-5. - Restraining prohibited acts.
Section 6-13.1-5.1. - Power of receiver.
Section 6-13.1-5.2. - Private and class actions.
Section 6-13.1-6. - Assurances of voluntary compliance.
Section 6-13.1-7. - Investigations — Procedure — Remedies for failure to comply.
Section 6-13.1-8. - Civil penalties.
Section 6-13.1-9. - Forfeiture of corporate franchise.
Section 6-13.1-10. - Severability.
Section 6-13.1-11. - Short title.
Section 6-13.1-12. - Appliances — Providing parts and manuals.
Section 6-13.1-12.1. - Appliances — Information concerning used or rebuilt parts.
Section 6-13.1-13. - Price discrimination prohibited.
Section 6-13.1-14. - Penalties.
Section 6-13.1-15. - Piracy of recordings.
Section 6-13.1-16. - Disclosure of service contract agreements.
Section 6-13.1-17. - Contracts — Provision to sell real estate.
Section 6-13.1-18. - Manufacturers’ duties under motor vehicle warranties.
Section 6-13.1-19. - Motor vehicle dealer’s duty when selling used vehicle.
Section 6-13.1-20. - Credit reports — Definitions.
Section 6-13.1-22. - Access to credit reports.
Section 6-13.1-23. - Disputed credit report.
Section 6-13.1-24. - Registration with secretary of state.
Section 6-13.1-25. - Penalties.
Section 6-13.1-26. - Severability.
Section 6-13.1-27. - Employment status information.
Section 6-13.1-28. - Financing of motor vehicles — Term and rate of interest prominently displayed.