Rhode Island General Laws
Chapter 42-64.9 - Mill Building and Economic Revitalization Act
Section 42-64.9-9. - Interest income.

§ 42-64.9-9. Interest income.
(a) A taxpayer is allowed a ten percent (10%) credit against taxes due under the provisions of chapter 11, 13, 14, 17, or 30 of title 44 for interest earned and paid on loans made to eligible businesses as defined in § 42-64.9-4 of this chapter, solely and exclusively for expenditures within the certified building.
(b) The taxpayer is further allowed a one hundred percent (100%) credit against taxes due under chapter 11, 13, 14, 17, or 30 of title 44 for interest earned on loans made solely and exclusively for the purposes of substantial rehabilitation as defined in § 42-64.9-4(13).
(c) Any tax credit herein provided shall not offset any tax liability in taxable years other than the year in which the taxpayer qualifies for the credit. The credit shall not reduce the tax below the minimum, and, in the case of a corporation, shall only be allowed against the tax of that corporation included in a consolidated return that qualifies for the credit and not against the tax of other corporations that may join in the filing of a consolidated tax return.
(d) The taxpayer is allowed a maximum credit of ten thousand dollars ($10,000) per taxable year under subsection (a) of this section. The taxpayer is allowed a maximum credit of twenty thousand dollars ($20,000) per taxable year under subsection (b).
(e) In the event a certified building owner is also a qualified business under chapter 64.3 of this title, the lender/taxpayer must elect to treat the loan described in subsection (a) and its related interest payments as pertaining to the interest credit provided in this section.
History of Section.P.L. 2004, ch. 277, § 1; P.L. 2004, ch. 284, § 1; P.L. 2005, ch. 410, § 22.