Rhode Island General Laws
Chapter 27-8.3 - Peer-To-Peer Car Sharing Program [Effective April 1, 2023.]
Section 27-8.3-6. - Exclusions in motor vehicle liability insurance policies. [Effective April 1, 2023.]

§ 27-8.3-6. Exclusions in motor vehicle liability insurance policies. [Effective April 1, 2023.]
(a) An authorized insurer that writes motor vehicle liability insurance in this state may exclude any and all coverage and the duty to defend or indemnify for any claim afforded under a shared vehicle owner’s motor vehicle liability insurance policy, including, but not limited to:
(1) Liability coverage for bodily injury and property damage;
(2) Uninsured and underinsured motorist coverage;
(3) Medical payments coverage;
(4) Comprehensive physical damage coverage; and
(5) Collision physical damage coverage.
(b) Nothing in this chapter invalidates or limits an exclusion contained in a motor vehicle liability insurance policy, including any insurance policy in use or approved for use that excludes coverage for motor vehicles made available for rent, sharing, or hire or for any business use.
(c) Nothing in this chapter invalidates, limits, or restricts an insurer’s ability under existing law to underwrite any insurance policy. Nothing in this chapter invalidates, limits, or restricts an insurer’s ability under existing law to cancel and non-renew policies.
History of Section.P.L. 2022, ch. 427, § 1, effective April 1, 2023; P.L. 2022, ch. 428, § 1, effective April 1, 2023.

Structure Rhode Island General Laws