§ 27-76-7. Use of prior claim experience of insured property.
No insurer may refuse to insure, cancel, nonrenew or surcharge an insurance policy covering damages to personal lines residential property based solely upon prior claim experience for property damage claims at the insured property while under the ownership of someone other than the current insured unless the risk from which the claim originated has not been mitigated.
History of Section.P.L. 2012, ch. 64, § 3; P.L. 2012, ch. 83, § 3.
Structure Rhode Island General Laws
Chapter 27-76 - Weather Related Losses
Section 27-76-1. - Applicability.
Section 27-76-2. - Hurricane deductibles, triggers and policyholder notice.
Section 27-76-3. - Residential property insurance hurricane deductible application.
Section 27-76-4. - Notice of property loss.
Section 27-76-5. - Hurricane mediation.
Section 27-76-6. - State of emergency — Effect upon insurance policies — Rules.
Section 27-76-7. - Use of prior claim experience of insured property.
Section 27-76-8. - Use of claim experience resulting from catastrophic events.