§ 27-50-2. Purpose.
(a) The purpose and intent of this chapter are to enhance the availability of health insurance coverage to small employers regardless of their health status or claims experience, to prevent abusive rating practices, to prevent segmentation of the health insurance market based upon health risk, to spread health insurance risk more broadly, to require disclosure of rating practices to purchasers, to establish rules regarding renewability of coverage, to limit the use of preexisting condition exclusions, to provide for development of “economy”, “standard” and “basic” health benefit plans to be offered to all small employers, and to improve the overall fairness and efficiency of the small group health insurance market.
(b) This chapter is not intended to provide a comprehensive solution to the problem of affordability of health care or health insurance.
History of Section.P.L. 2000, ch. 200, § 9; P.L. 2000, ch. 229, § 10.
Structure Rhode Island General Laws
Chapter 27-50 - Small Employer Health Insurance Availability Act
Section 27-50-1. - Short title.
Section 27-50-3. - Definitions.
Section 27-50-4. - Applicability and scope.
Section 27-50-5. - Restrictions relating to premium rates. [Effective until January 1, 2023.]
Section 27-50-6. - Renewability of coverage.
Section 27-50-7. - Availability of coverage.
Section 27-50-8. - Certification of creditable coverage.
Section 27-50-9. - Periodic market evaluation.
Section 27-50-10. - Wellness health benefit plan.
Section 27-50-10.1. - Basic benefit health plan. [Expires December 31, 2010.]
Section 27-50-11. - Administrative procedures.
Section 27-50-12. - Standards to assure fair marketing.
Section 27-50-12.1. - Renewal rating.
Section 27-50-14. - Severability.
Section 27-50-15. - Restoration of terminated coverage.
Section 27-50-16. - Risk adjustment mechanism.
Section 27-50-17. - Affordable health plan reinsurance program for small businesses.
Section 27-50-18. - Special enrollment — Pregnancy. [Effective January 1, 2023.]