§ 27-4-29. Life insurance database.
(a) The department of business regulation shall maintain a central database of electronic contact information for each life insurer having policies in force in this state.
(b) On and after January 1, 2013, any member of the immediate family of a decedent searching for life insurance policies covering the decedent may file a request with the department for a search pursuant to this section, provided the decedent was a resident or former resident of this state. Any such request shall include a copy of the subject decedent’s death certificate. The right to file a request for a search pursuant to this section may not be assigned.
(c) The department shall transmit any such request to all life insurers having policies in force in this state, along with information necessary for responding directly to the person filing the request. Each such insurer shall examine its books and records to make a determination as to the existence of coverage of the subject decedent, and upon a finding that such coverage does exist, shall directly notify the person filing the request.
(d) The department may adopt such rules and regulations as may be necessary to implement the provisions of this section.
(e) Insurers of credit life insurance are exempt from inclusion in the central database and shall not be subject to the requirements of § 27-4-28.
History of Section.P.L. 2012, ch. 296, § 1; P.L. 2012, ch. 326, § 1.
Structure Rhode Island General Laws
Chapter 27-4 - Life Insurance Policies and Reserves
Section 27-4-0.1. - Definitions.
Section 27-4-1. - Discrimination in rates or amounts payable on death.
Section 27-4-1.1. - Denial of applicant based on naloxone prescription.
Section 27-4-2. - Preexisting contracts unaffected by discrimination provisions.
Section 27-4-3. - Distinctions by insurance producers as to collections.
Section 27-4-4. - Penalty for unlawful discrimination.
Section 27-4-5. - Misrepresentation as to policies — Penalty — Revocation of license.
Section 27-4-6.1. - Right to examine and return policy.
Section 27-4-6.2. - Individual life insurance policy standard provisions.
Section 27-4-7. - Privilege against self-incrimination.
Section 27-4-9. - Preexisting contracts unaffected by policy terms provisions.
Section 27-4-10. - Effect of misstatements in application for policy.
Section 27-4-12. - Provision for exemption from encumbrance, transfer, or claims of creditors.
Section 27-4-13. - Deprivation of court jurisdiction — Limitation of actions.
Section 27-4-13.1. - Policy loan interest rates.
Section 27-4-14, 27-4-15. - Repealed.
Section 27-4-16. - Preliminary term policies.
Section 27-4-22. - Assignment of interest under group life insurance.
Section 27-4-22.1. - Continuation of group life insurance — Labor disputes — Involuntary layoffs.
Section 27-4-23. - Rules and regulations.
Section 27-4-24. - Filing of life insurance policy forms.
Section 27-4-24.1. - Waiting period — Effective date of filings.
Section 27-4-24.2. - Notice of disapproval.
Section 27-4-24.3. - Suspension or revocation of licenses.
Section 27-4-24.4. - Hearing on decisions of commissioner.
Section 27-4-24.5. - Judicial review of orders and decisions.
Section 27-4-24.6. - Severability.
Section 27-4-25. - Physical exam by insurance company.
Section 27-4-26. - Interest upon proceeds of life insurance policies.
Section 27-4-27. - Insurable interest.
Section 27-4-28. - Discretionary clauses.