§ 27-20-5. Contracts with subscribers.
Each nonprofit medical service corporation may contract with its subscribers for any medical service as may be provided under any nonprofit medical service plan adopted by the corporation; provided, that:
(1) If any medical service as may be provided for shall include service which may be lawfully performed or rendered by a podiatrist, the contract shall provide for the payment for the service so performed or rendered by a podiatrist;
(2) If any medical service as may be provided for shall include service which may be lawfully performed or rendered by a certified registered nurse practitioner or psychiatric and mental health nurse clinical specialist, the contract will provide for the payment for the service performed or rendered by a certified registered nurse practitioner or psychiatric and mental health nurse clinical specialist to subscribers. No nonprofit medical service corporation may require supervision, signature, or referral by any other health care provider as a condition of reimbursement to a certified registered nurse practitioner; provided, that no nonprofit medical service corporation may be required to pay for duplicative services actually rendered by both a certified registered nurse practitioner and any other health care provider;
(3) If any medical service as may be provided for shall include service which may be lawfully performed or rendered by a licensed midwife, the contract delivered, issued for delivery, or renewed in this state shall provide for the payment for the service performed or rendered by a licensed midwife in accordance with each health insurers’ respective principles and mechanisms of reimbursement credentialing and contracting if those services are within the licensed midwives’ area of professional competence as defined by regulations promulgated pursuant to § 23-13-9, and are currently reimbursed when rendered by any other licensed health care provider. No nonprofit medical service corporation may require supervision, signature, or referral by any other health care provider as a condition of reimbursement except when the requirements are also applicable to other categories of health care providers; provided, no insurer or hospital or medical service corporation or patient may be required to pay for duplicate services actually rendered by both a licensed midwife and any other health care provider. Direct payment for licensed midwives will be contingent upon services rendered in a licensed health care facility and for services rendered in accordance with rules and regulations promulgated by the department of health; provided, that this provision shall not prohibit payment for services pursuant to § 42-62-26 or for other services reimbursed by third party payors; and
(4) If any medical service which may be provided for shall include service which may be rendered by a counselor in mental health or a therapist in marriage and family practice, excluding marital and family therapy unless there is an individual diagnosed with a mental disorder, the contract shall provide for payment for the service performed or rendered when deemed medically necessary by the nonprofit medical service corporation in accordance with its standard medical management protocols and within the nonprofit medical service corporation’s subscriber contractual limits. In the case of a limited provider network, it shall remain within the sole discretion of the nonprofit medical service corporation as to which certified counselors in mental health and certified therapists in marriage and family practice with which it shall contract. Nothing contained in this subdivision shall require the nonprofit medical service corporation to provide coverage other than in conjunction with a related medical illness.
(5) No contract between a nonprofit medical service corporation and a dentist for the provisions of services to patients may require that the dentist indemnify or hold harmless the nonprofit medical service corporation for any expenses and liabilities, including without limitation, judgments, settlements, attorneys’ fees, court costs, and any associated charges, incurred in connection with any claim or action brought against the nonprofit medical service corporation based on the nonprofit medical service corporation’s management decisions, or utilization review provisions for any patient.
History of Section.P.L. 1945, ch. 1598, § 3; G.L. 1956, § 27-20-5; P.L. 1961, ch. 136, § 2; P.L. 1990, ch. 168, § 2; P.L. 1991, ch. 361, § 5; P.L. 1994, ch. 89, § 4; P.L. 1999, ch. 481, § 3; P.L. 2002, ch. 292, § 39.
Structure Rhode Island General Laws
Chapter 27-20 - Nonprofit Medical Service Corporations
Section 27-20-1. - Definitions.
Section 27-20-1.1. - Applicability.
Section 27-20-2. - Organization as charitable corporation — Insurance laws inapplicable.
Section 27-20-3. - Qualifications of directors.
Section 27-20-4. - Approval of articles of association.
Section 27-20-5. - Contracts with subscribers.
Section 27-20-5.1. - Cancellation of coverage by employers.
Section 27-20-5.2. - Repealed.
Section 27-20-5.3. - Patient responsibility — Administrative requirements.
Section 27-20-6.1. - Uniform explanation of benefits and coverage.
Section 27-20-6.2. - Filing of policy forms.
Section 27-20-7. - Relationship of physician and patient — Actions against corporation.
Section 27-20-8. - Annual and quarterly statements.
Section 27-20-9. - Examination of affairs of corporation.
Section 27-20-10. - Commission plans for solicitors or insurance producers.
Section 27-20-11. - Investment standards.
Section 27-20-12. - Corporation deemed public charitable institution.
Section 27-20-13. - Adoption of chapter by hospital service corporation.
Section 27-20-14. - Coverage for adoptive children.
Section 27-20-15. - Itemized bills for services rendered.
Section 27-20-16. - Changing coverage.
Section 27-20-17. - Mammograms and pap smears — Coverage mandated.
Section 27-20-17.1. - Insurance coverage for post-partum hospital stays.
Section 27-20-18. - Mammograms — Quality assurance standards.
Section 27-20-19. - Pap smears — Quality assurance standards.
Section 27-20-20. - Coverage for infertility.
Section 27-20-21. - Nonprofit medical service corporation assessment.
Section 27-20-22. - Discontinuance of coverage — Chronic disabilities.
Section 27-20-23. - Drug coverage.
Section 27-20-23.1. - Medication synchronization.
Section 27-20-24. - Rehabilitation, liquidation, or conservation.
Section 27-20-25. - Holding company systems.
Section 27-20-25.1. - No derogation of attorney general.
Section 27-20-25.2. - Health insurance rates.
Section 27-20-26. - Regulations.
Section 27-20-27.1. - “Reliable evidence” defined. [Repealed on effective date of § 27-20-64.]
Section 27-20-27.2. - Conditions of coverage. [Repealed on effective date of § 27-20-64.]
Section 27-20-27.3. - Managed care. [Repealed on effective date of § 27-20-64.]
Section 27-20-29. - Mastectomy treatment.
Section 27-20-29.1. - Insurance coverage for mastectomy hospital stays.
Section 27-20-30. - Diabetes treatment.
Section 27-20-31. - Primary and preventive obstetric and gynecological care.
Section 27-20-31.1. - Hysterectomy or myomectomy treatment.
Section 27-20-32. - Whistleblowers protection.
Section 27-20-33. - Penalties and remedies.
Section 27-20-34. - Additional relief and damages — Reinstatement.
Section 27-20-35. - Third-party reimbursement for services of certain healthcare workers.
Section 27-20-35.1. - Third party reimbursement for services of registered nurse first assistants.
Section 27-20-36. - Human leukocyte antigen testing.
Section 27-20-37. - Drug coverage.
Section 27-20-38. - Restricted annual rate payments prohibited.
Section 27-20-39. - Genetic testing.
Section 27-20-39.1. - Genetic information.
Section 27-20-41. - Magnetic resonance imaging — Quality assurance standards.
Section 27-20-42. - Acupuncture services.
Section 27-20-43. - F.D.A. approved prescription contraceptive drugs and devices.
Section 27-20-45. - Eligibility for children’s benefits.
Section 27-20-46. - Hearing aids.
Section 27-20-47. - Prompt processing of claims.
Section 27-20-48. - Mandatory coverage for certain lyme disease treatments.
Section 27-20-49. - Dental insurance assignment of benefits.
Section 27-20-50. - Coverage for early intervention services.
Section 27-20-51. - Post-payment audits.
Section 27-20-52. - Reimbursement for orthotics and prosthetic services.
Section 27-20-53. - Tobacco cessation programs.
Section 27-20-54. - Mandatory coverage for scalp hair prosthesis.
Section 27-20-55. - Licensed ambulance service.
Section 27-20-56. - Enteral nutrition products.
Section 27-20-57. - Prohibition on preexisting condition exclusions.
Section 27-20-58. - Prohibition on rescission of coverage.
Section 27-20-59. - Annual and lifetime limits.
Section 27-20-60. - Coverage for individuals participating in approved clinical trials.
Section 27-20-61. - Medical loss ratio reporting and rebates.
Section 27-20-62. - Emergency services.
Section 27-20-63. - Internal and external appeal of adverse benefit determinations.
Section 27-20-65. - Primary care provider designation requirement.
Section 27-20-66. - Discretionary clauses.
Section 27-20-67. - Orally administered anticancer medication — Cost-sharing requirement.
Section 27-20-68. - Consumer notification.
Section 27-20-69. - Opioid antagonists.
Section 27-20-70. - Healthcare provider credentialing.
Section 27-20-71. - Unfair discrimination prohibited.
Section 27-20-72. - Health insurance contracts — Full year coverage for contraception.
Section 27-20-73. - Prohibition on discrimination in organ transplants.
Section 27-20-74. - Health insurance contracts — Copayments exemption for COVID-19 vaccinations.
Section 27-20-75. - Perinatal doulas.
Section 27-20-76. - Gender rating. [Effective January 1, 2023.]