RCW 64.35.515
Duty to mitigate may be required.
(1) The qualified insurer may require an owner or association to mitigate any damage to a unit or the common elements, including damage caused by defects or water penetration, as set out in the qualified warranty.
(2) Subject to subsection (3) of this section, for defects covered by the qualified warranty, the duty to mitigate is met through timely notice in writing to the qualified insurer.
(3) The owner must take all reasonable steps to restrict damage to the unit if the defect requires immediate attention.
(4) The owner's duty to mitigate survives even if:
(a) The unit is unoccupied;
(b) The unit is occupied by someone other than the owner;
(c) Water penetration does not appear to be causing damage; or
(d) The owner advises the homeowners' association corporation about the defect.
(5) If damage to a unit is caused or made worse by the failure of an owner to take reasonable steps to mitigate as set out in this section, the damage may, at the option of the qualified insurer, be excluded from qualified warranty coverage.
[ 2004 c 201 § 1201.]
Structure Revised Code of Washington
Title 64 - Real Property and Conveyances
Chapter 64.35 - Condominiums—Qualified Warranties.
64.35.106 - Qualified warrantees—Application of RCW 48.01.040.
64.35.110 - No duty to offer a qualified warranty—Insurer sets terms—Scope of inquiry—Conditions.
64.35.120 - Change of ownership—Coverage transfers.
64.35.205 - Qualified warranty—Remedy and procedure—Application of chapter 64.50 RCW.
64.35.210 - Notice of qualified warranty—History of claims.
64.35.305 - Two-year materials and labor warranty—Noncompliance with building code.
64.35.310 - Five-year building envelope warranty.
64.35.315 - Ten-year structural defects warranty.
64.35.320 - Beginning dates for warranty coverage.
64.35.325 - Beginning dates for warranty coverage—Special cases—Declarant control.
64.35.330 - Living expense allowance.
64.35.335 - Warranty on repairs and replacements.
64.35.405 - Provisions a qualified insurer may include.
64.35.410 - Authorized exclusions—General.
64.35.415 - Authorized exclusions—Defects.
64.35.420 - Limits on amounts—Calculation of costs—Adjustments.
64.35.425 - Prohibited policy provisions—Exclusions.
64.35.505 - Failure to provide information—Conditions or exclusions may not apply.
64.35.510 - Schedule of expiration dates must be provided.
64.35.515 - Duty to mitigate may be required.
64.35.520 - Notice of claim—Reasonable timeliness and detail—Contents.
64.35.525 - Handling of claim—Prompt response—Procedures.
64.35.605 - Disputed claim—Notice—Mediation procedures—Duties of parties.
64.35.610 - Disputed claim—Notice—Arbitration procedures—Duties of parties.