RCW 63.14.020
Retail installment contracts—Number of documents—Promissory notes—Date—Signatures—Completion—Type size.
Every retail installment contract shall be contained in a single document which shall contain the entire agreement of the parties including any promissory notes or other evidences of indebtedness between the parties relating to the transaction, except as provided in RCW 63.14.050, 63.14.060 and 63.14.110: PROVIDED, That where the buyer's obligation to pay the time balance is represented by a promissory note secured by a chattel mortgage, the promissory note may be a separate instrument if the mortgage recites the amount and terms of payment of such note and the promissory note recites that it is secured by a mortgage: PROVIDED FURTHER, That any such promissory note or other evidence of indebtedness executed by the buyer shall not, when assigned or negotiated, cut off as to third parties any right of action or defense which the buyer may have against the seller, and each such promissory note or other evidence of indebtedness shall contain a statement to that effect: AND PROVIDED FURTHER, That in a transaction involving the repair, alteration or improvement upon or in connection with real property, the contract may be secured by a mortgage on the real property contained in a separate document. Home improvement retail sales transactions which are financed or insured by the Federal Housing Administration are not subject to this chapter.
The contract shall be dated, signed by the retail buyer and completed as to all essential provisions, except as otherwise provided in RCW 63.14.060 and 63.14.070. The printed or typed portion of the contract, other than instructions for completion, shall be in a size equal to at least eight point type.
[ 1967 c 234 § 1; 1963 c 236 § 2.]
Structure Revised Code of Washington
Chapter 63.14 - Retail Installment Sales of Goods and Services.
63.14.030 - Retail installment contracts—Delivery to buyer of copy—Acknowledgment of delivery.
63.14.040 - Retail installment contracts—Contents.
63.14.043 - Retail installment contracts—Purchase of motor vehicle—Secondary products.
63.14.060 - Retail installment contracts—Mail orders based on catalog or other printed solicitation.
63.14.110 - Consolidation of subsequent purchases with previous contract.
63.14.123 - Restrictions on electronically printed credit and debit card receipts.
63.14.125 - Lender credit card agreements—Security interests prohibited.
63.14.127 - Retail installment contracts—Dog or cat as security interest.
63.14.136 - Retail installment transaction—Unconscionable—Judicial action.
63.14.145 - Retail installment contracts and charge agreements—Sale, transfer, or assignment.
63.14.152 - Declaratory judgment action to establish if service charge is excessive.
63.14.154 - Cancellation of transaction by buyer—Procedure.
63.14.156 - Extension or deferment of payments—Agreement, charges.
63.14.158 - Refinancing agreements—Costs—Contents.
63.14.159 - New payment schedule—When authorized.
63.14.160 - Conduct or agreement of buyer does not waive remedies.
63.14.170 - Violations—Penalties.
63.14.175 - Violations—Remedies.
63.14.190 - Restraint of violations.
63.14.200 - Assurance of discontinuance of unlawful practices.
63.14.210 - Violation of order or injunction—Penalty.
63.14.903 - Application, saving—1981 c 77.
63.14.910 - Saving—1963 c 236.
63.14.920 - Effective date—1963 c 236.
63.14.921 - Effective date—Saving—1967 c 234.
63.14.922 - Effective date—1993 sp.s. c 5.
63.14.924 - Application—1995 c 249.