RCW 62A.3-403
Unauthorized signature.
(a) Unless otherwise provided in this Article or Article 4, an unauthorized signature is ineffective except as the signature of the unauthorized signer in favor of a person who in good faith pays the instrument or takes it for value. An unauthorized signature may be ratified for all purposes of this Article.
(b) If the signature of more than one person is required to constitute the authorized signature of an organization, the signature of the organization is unauthorized if one of the required signatures is lacking.
(c) The civil or criminal liability of a person who makes an unauthorized signature is not affected by any provision of this Article which makes the unauthorized signature effective for the purposes of this Article.
[ 1993 c 229 § 43; 1965 ex.s. c 157 § 3-403. Cf. former RCW sections: RCW 62.01.019 through 62.01.021; 1955 c 35 §§ 62.01.019 through 62.01.021; prior: 1899 c 149 §§ 19 through 21; RRS §§ 3410 through 3412.]
NOTES:
Recovery of attorneys' fees—Effective date—1993 c 229: See RCW 62A.11-111 and 62A.11-112.
Structure Revised Code of Washington
Title 62A - Uniform Commercial Code
Chapter 62A.3 - Negotiable Instruments.
62A.3-104 - Negotiable instrument.
62A.3-105 - Issue of instrument.
62A.3-106 - Unconditional promise or order.
62A.3-107 - Instrument payable in foreign money.
62A.3-108 - Payable on demand or at definite time.
62A.3-109 - Payable to bearer or to order.
62A.3-110 - Identification of person to whom instrument is payable.
62A.3-113 - Date of instrument.
62A.3-114 - Contradictory terms of instrument.
62A.3-115 - Incomplete instrument.
62A.3-116 - Joint and several liability; contribution.
62A.3-117 - Other agreements affecting instrument.
62A.3-118 - Statute of limitations.
62A.3-119 - Notice of right to defend action.
62A.3-202 - Negotiation subject to rescission.
62A.3-203 - Transfer of instrument; rights acquired by transfer.
62A.3-205 - Special indorsement; blank indorsement; anomalous indorsement.
62A.3-206 - Restrictive indorsement.
62A.3-301 - Person entitled to enforce instrument.
62A.3-302 - Holder in due course.
62A.3-303 - Value and consideration.
62A.3-304 - Overdue instrument.
62A.3-305 - Defenses and claims in recoupment.
62A.3-306 - Claims to an instrument.
62A.3-307 - Notice of breach of fiduciary duty.
62A.3-308 - Proof of signatures and status as holder in due course.
62A.3-309 - Enforcement of lost, destroyed, or stolen instrument.
62A.3-310 - Effect of instrument on obligation for which taken.
62A.3-311 - Accord and satisfaction by use of instrument.
62A.3-312 - Lost, destroyed, or stolen cashier's check, teller's check, or certified check.
62A.3-402 - Signature by representative.
62A.3-403 - Unauthorized signature.
62A.3-404 - Impostors; fictitious payees.
62A.3-405 - Employer's responsibility for fraudulent indorsement by employee.
62A.3-406 - Negligence contributing to forged signature or alteration of instrument.
62A.3-408 - Drawee not liable on unaccepted draft.
62A.3-409 - Acceptance of draft; certified check.
62A.3-410 - Acceptance varying draft.
62A.3-411 - Refusal to pay cashier's checks, teller's checks, and certified checks.
62A.3-412 - Obligation of issuer of note or cashier's check.
62A.3-413 - Obligation of acceptor.
62A.3-414 - Obligation of drawer.
62A.3-415 - Obligation of indorser.
62A.3-416 - Transfer warranties.
62A.3-417 - Presentment warranties.
62A.3-418 - Payment or acceptance by mistake.
62A.3-419 - Instruments signed for accommodation.
62A.3-420 - Conversion of instrument.
62A.3-503 - Notice of dishonor.
62A.3-504 - Excused presentment and notice of dishonor.
62A.3-505 - Evidence of dishonor.
62A.3-512 - Credit cards—As identification—In lieu of deposit.
62A.3-520 - Statutory form for notice of dishonor.
62A.3-522 - Notice of dishonor—Affidavit of service by mail.
62A.3-525 - Consequences for failing to comply with requirements.
62A.3-540 - Collection agencies—Statutory form for notice of dishonor.
62A.3-550 - Collection agencies—Consequences for failing to comply with requirements.
62A.3-601 - Discharge and effect of discharge.
62A.3-603 - Tender of payment.
62A.3-604 - Discharge by cancellation or renunciation.
62A.3-605 - Discharge of indorsers and accommodation parties.