RCW 48.32.100
Nonduplication of recovery.
(1) Any person having a claim against his or her insurer under any provision in his or her insurance policy which is also a covered claim shall be required to exhaust first any right under that policy. Any amount payable on a covered claim under this chapter shall be reduced by the amount of a recovery under the claimant's insurance policy.
(2) Any person having a claim that may be recovered under more than one insurance guaranty association or its equivalent shall seek recovery first from the association of the place of residence of the insured except that if it is a first party claim for damage to property with a permanent location, from the association of the location of the property, and if it is a workers' compensation claim or a longshore and harbor workers' compensation act claim, from the association of the permanent residence of the claimant. Any recovery under this chapter shall be reduced by the amount of the recovery from any other insurance guaranty association or its equivalent.
[ 2005 c 100 § 7; 1987 c 185 § 30; 1971 ex.s. c 265 § 10.]
NOTES:
Intent—Severability—1987 c 185: See notes following RCW 51.12.130.
Structure Revised Code of Washington
Chapter 48.32 - Washington Insurance Guaranty Association Act.
48.32.040 - Creation of the association—Required accounts.
48.32.050 - Board of directors.
48.32.060 - Powers and duties of the association.
48.32.070 - Plan of operation.
48.32.080 - Duties and powers of the commissioner.
48.32.090 - Effect of paid claims.
48.32.100 - Nonduplication of recovery.
48.32.110 - Prevention of insolvencies.
48.32.120 - Examination of the association.
48.32.145 - Credit against premium tax for assessments paid pursuant to RCW 48.32.060(1)(c).
48.32.160 - Stay of proceedings—Setting aside judgment.
48.32.170 - Termination, distribution of fund.
48.32.901 - Effective date—2005 c 100.