RCW 48.21.290
Cancellation of rider.
Upon application by an insured, a rider shall be canceled if at least five years after its issuance, no health care services have been received by the insured during that time for the condition specified in the rider, and a physician, selected by the carrier for that purpose, agrees in writing to the full medical recovery of the insured from that condition, such agreement not to be unreasonably withheld. The option of the insured to apply for cancellation shall be disclosed on the face of the rider in clear and conspicuous language.
For purposes of this section, a rider is a legal document that modifies a contract to exclude, limit, or reduce coverage or benefits for specifically named or described preexisting diseases or physical conditions.
[ 1987 c 37 § 2.]
Structure Revised Code of Washington
Chapter 48.21 - Group and Blanket Disability Insurance.
48.21.010 - "Group disability insurance" defined—Issuance.
48.21.015 - "Group stop loss insurance" defined for the purpose of exemption—Scope of application.
48.21.020 - "Employees," "employer" defined.
48.21.030 - Health care groups.
48.21.040 - "Blanket disability insurance" defined.
48.21.047 - Requirements for plans offered to small employers—Definitions.
48.21.050 - Standard provisions required.
48.21.060 - The contract—Representations.
48.21.070 - Payment of premiums.
48.21.080 - Certificates of coverage.
48.21.100 - Examination and autopsy.
48.21.110 - Payment of benefits.
48.21.120 - Readjustment of premiums—Dividends.
48.21.125 - When injury caused by intoxication or use of narcotics.
48.21.130 - Podiatric medicine and surgery.
48.21.141 - Registered nurses or advanced registered nurses.
48.21.143 - Diabetes coverage—Definitions.
48.21.144 - Psychological services.
48.21.147 - Dental services that are not subject to contract or provider agreement.
48.21.148 - Denturist services.
48.21.150 - Dependent child coverage—Continuation for incapacity.
48.21.157 - Option to cover dependents under age twenty-six.
48.21.160 - Chemical dependency benefits—Legislative declaration.
48.21.180 - Chemical dependency benefits—Contracts issued or renewed after January 1, 1988.
48.21.195 - "Chemical dependency" defined.
48.21.197 - Chemical dependency benefits—Rules.
48.21.223 - Prescribed, self-administered anticancer medication.
48.21.225 - Mammograms—Insurance coverage.
48.21.227 - Prostate cancer screening.
48.21.230 - Reconstructive breast surgery.
48.21.235 - Mastectomy, lumpectomy.
48.21.241 - Mental health services—Group health plans—Definition—Coverage required, when.
48.21.242 - Mental health treatment—Waiver of preauthorization for persons involuntarily committed.
48.21.250 - Continuation option to be offered.
48.21.260 - Conversion policy to be offered—Exceptions, conditions.
48.21.270 - Conversion policy—Restrictions and requirements—Rules.
48.21.280 - Coverage for adopted children.
48.21.290 - Cancellation of rider.
48.21.310 - Neurodevelopmental therapies—Employer-sponsored group contracts.
48.21.320 - Temporomandibular joint disorders—Insurance coverage.
48.21.330 - Nonresident pharmacies.
48.21.370 - Fixed payment insurance—Standard disclosure form.
48.21.375 - Fixed payment insurance—Benefit restrictions.
48.21.380 - Noninsurance benefits.
48.21.900 - Construction—Chapter applicable to state registered domestic partnerships—2009 c 521.