Revised Code of Washington
Chapter 48.20 - Disability Insurance.
48.20.192 - Optional standard provision No. 15—Other insurance in this insurer.

RCW 48.20.192
Optional standard provision No. 15—Other insurance in this insurer.

There may be a provision as follows:
OTHER INSURANCE IN THIS INSURER: If an accident or sickness or accident and sickness policy or policies previously issued by the insurer to the insured be in force concurrently herewith, making the aggregate indemnity for . . . . . . . . . (insert type of coverage or coverages) in excess of $. . . . . . (insert maximum limit of indemnity or indemnities) the excess insurance shall be void and all premiums paid for such excess shall be returned to the insured or to his estate.
Or, in lieu thereof:
Insurance effective at any one time on the insured under a like policy or policies in this insurer is limited to the one such policy elected by the insured, his or her beneficiary or his estate, as the case may be, and the insurer will return all premiums paid for all other such policies.

[ 2009 c 549 § 7099; 1951 c 229 § 20. Prior: 1947 c 79 § .20.24; Rem. Supp. 1947 § 45.20.24.]

Structure Revised Code of Washington

Revised Code of Washington

Title 48 - Insurance

Chapter 48.20 - Disability Insurance.

48.20.002 - Scope of chapter.

48.20.012 - Format of disability policies.

48.20.013 - Return of policy and refund of premium—Notice required—Effect of return.

48.20.015 - Endorsements.

48.20.022 - Policies issued by domestic insurer for delivery in another state.

48.20.025 - Schedule of rates for individual health benefit plans—Loss ratio—Definitions.

48.20.028 - Calculation of premiums—Adjusted community rating method—Definitions.

48.20.029 - Calculation of premiums—Members of a purchasing pool—Adjusted community rating method—Definitions.

48.20.032 - Standard provisions required—Substitutions—Captions.

48.20.042 - Standard provision No. 1—Entire contract; changes.

48.20.050 - Standard provision No. 2—Misstatement of age or sex.

48.20.052 - Standard provision No. 3—Time limit on certain defenses.

48.20.062 - Standard provision No. 4—Grace period.

48.20.072 - Standard provision No. 5—Reinstatement.

48.20.082 - Standard provision No. 6—Notice of claim.

48.20.092 - Standard provision No. 7—Claim forms.

48.20.102 - Standard provision No. 8—Proofs of loss.

48.20.112 - Standard provision No. 9—Time of payment of claims.

48.20.122 - Standard provision No. 10—Payment of claims.

48.20.132 - Standard provision No. 11—Physical examination and autopsy.

48.20.142 - Standard provision No. 12—Legal actions.

48.20.152 - Standard provision No. 13—Change of beneficiary.

48.20.162 - Optional standard provisions.

48.20.172 - Optional standard provision No. 14—Change of occupation.

48.20.192 - Optional standard provision No. 15—Other insurance in this insurer.

48.20.202 - Optional standard provision No. 16—Insurance with other insurers (Provision of service or expense incurred basis).

48.20.212 - Optional standard provision No. 17—Insurance with other insurers.

48.20.222 - Optional standard provision No. 18—Relation of earnings to insurance.

48.20.232 - Optional standard provision No. 19—Unpaid premium.

48.20.242 - Optional standard provision No. 20—Cancellation.

48.20.252 - Optional standard provision No. 21—Conformity with state statutes.

48.20.262 - Optional standard provision No. 22—Illegal occupation.

48.20.282 - Order of certain policy provisions.

48.20.292 - Third party ownership.

48.20.302 - Requirements of other jurisdictions.

48.20.312 - Age limit.

48.20.340 - "Family expense disability insurance" defined.

48.20.350 - "Franchise plan" defined.

48.20.360 - Extended disability benefit.

48.20.380 - Incontestability after reinstatement.

48.20.385 - When injury caused by intoxication or use of narcotics.

48.20.389 - Prescribed, self-administered anticancer medication.

48.20.390 - Podiatric medicine and surgery.

48.20.391 - Diabetes coverage.

48.20.392 - Prostate cancer screening.

48.20.393 - Mammograms—Insurance coverage.

48.20.395 - Reconstructive breast surgery.

48.20.397 - Mastectomy, lumpectomy.

48.20.410 - Optometry.

48.20.411 - Registered nurses or advanced registered nurses.

48.20.412 - Chiropractic.

48.20.414 - Psychological services.

48.20.416 - Dentistry.

48.20.417 - Dental services that are not subject to contract or provider agreement.

48.20.418 - Denturist services.

48.20.420 - Dependent child coverage—Continuation for incapacity.

48.20.430 - Dependent child coverage—From moment of birth—Congenital anomalies—Notification of birth.

48.20.435 - Option to cover dependents under age twenty-six.

48.20.450 - Standardization and simplification of terms and coverages—Disclosure requirements.

48.20.460 - Standardization and simplification—Minimum standards for benefits and coverages.

48.20.470 - Standardization and simplification—Outline of coverage—Format and contents.

48.20.480 - Standardization and simplification—Simplified application form—Coverage of loss from preexisting health condition.

48.20.490 - Continuation of coverage by former spouse and dependents.

48.20.500 - Coverage for adopted children.

48.20.510 - Cancellation of rider.

48.20.520 - Phenylketonuria.

48.20.525 - Prescriptions—Preapproval of individual claims—Subsequent rejection prohibited—Written record required.

48.20.530 - Nonresident pharmacies.

48.20.550 - Fixed payment insurance—Standard disclosure form.

48.20.555 - Fixed payment insurance—Benefit restrictions.

48.20.580 - Mental health services—Definition—Coverage required, when.

48.20.900 - Construction—Chapter applicable to state registered domestic partnerships—2009 c 521.