RCW 48.18.180
Stated premium must include all charges.
(1) The premium stated in the policy shall be inclusive of all fees, charges, premiums, or other consideration charged for the insurance or for the procurement thereof.
(2) No insurer or its officer, employee, appointed insurance producer, or other representative shall charge or receive any fee, compensation, or consideration for insurance which is not included in the premium specified in the policy.
(3) Each violation of this section is a gross misdemeanor.
(4) This section does not apply to:
(a) A fee paid to an insurance producer by an insured as provided in RCW 48.17.270; or
(b) A regulatory surcharge imposed by RCW 48.02.190.
[ 2008 c 217 § 13; 2007 c 153 § 2; 1994 c 203 § 2; 1947 c 79 § .18.18; Rem. Supp. 1947 § 45.18.18.]
NOTES:
Severability—Effective date—2008 c 217: See notes following RCW 48.03.020.
Structure Revised Code of Washington
Chapter 48.18 - The Insurance Contract.
48.18.020 - Power to contract.
48.18.030 - Insurable interest—Personal insurances—Nonprofit organizations—Rules.
48.18.040 - Insurable interest—Property insurances.
48.18.050 - Named insured—Interest insured.
48.18.060 - Application—Consent—When required.
48.18.070 - Alteration of application.
48.18.080 - Application as evidence.
48.18.090 - Warranties and misrepresentations, effect of.
48.18.100 - Forms of policies—Filing, certification, and approval—Exceptions.
48.18.110 - Grounds for disapproval.
48.18.130 - Standard provisions.
48.18.140 - Contents of policies in general.
48.18.150 - Additional contents.
48.18.160 - Charter or bylaw provisions.
48.18.170 - "Premium" defined.
48.18.180 - Stated premium must include all charges.
48.18.190 - Policy must contain entire contract.
48.18.200 - Limiting actions, jurisdiction.
48.18.210 - Execution of policies.
48.18.220 - Receipt of premium to bind coverage—Contents of receipt.
48.18.230 - Binders—Duration—Premium.
48.18.240 - Binders—Insurance producer's or title insurance agent's liability.
48.18.250 - Underwriters' and combination policies.
48.18.260 - Delivery of policy.
48.18.280 - Renewal of policy.
48.18.290 - Cancellation by insurer.
48.18.2901 - Renewal required—Exceptions.
48.18.291 - Cancellation of private automobile insurance by insurer—Notice—Requirements.
48.18.295 - RCW 48.18.290 through 48.18.297 not to prevent cancellation or nonrenewal, when.
48.18.296 - Contracts to which RCW 48.18.291 through 48.18.297 inapplicable.
48.18.297 - Private passenger automobile defined.
48.18.298 - Disability insurance—Refusal to renew by insurer.
48.18.299 - Disability insurance—Cancellation by insurer.
48.18.300 - Cancellation by insured.
48.18.310 - Cancellation by commissioner.
48.18.320 - Annulment of liability policies.
48.18.340 - Dividends payable to real party in interest.
48.18.350 - Breach of warranty prior to loss—Effect.
48.18.360 - Assignment of policies—Life and disability.
48.18.370 - Payment discharges insurer—Life and disability.
48.18.375 - Assignment of interests under group insurance policy.
48.18.390 - Simultaneous deaths—Payment of proceeds—Life insurance.
48.18.400 - Exemption of proceeds—Disability.
48.18.410 - Exemption of proceeds—Life.
48.18.420 - Exemption of proceeds—Group life.
48.18.430 - Exemption of proceeds, commutation—Annuities.
48.18.440 - Spouse's rights in life insurance policy.
48.18.450 - Life insurance payable to trustee named as beneficiary in the policy.
48.18.452 - Life insurance designating as beneficiary a trustee named by will.
48.18.460 - Proof of loss—Furnishing forms—May require oath.
48.18.470 - Claims administration—Not waiver.
48.18.480 - Discrimination prohibited.
48.18.510 - Validity of noncomplying forms.
48.18.520 - Construction of policies.
48.18.540 - Cancellations, denials, refusals to renew—Written notification.
48.18.543 - Single premium credit insurance—Residential mortgage loan—Restrictions—Definitions.
48.18.547 - Underwriting restrictions that apply to medical malpractice insurance—Rules.
48.18.553 - Victims of hate crime offenses—Restrictions of underwriting actions—Definitions.
48.18.555 - Property insurance—Actions resulting from arson or malicious mischief—Definitions.
48.18.565 - Homeowner's insurance—Foster parent.
48.18.570 - Life insurance—Lawful travel destinations.
48.18.580 - Employer-owned life insurance—Requirements.
48.18.583 - Employer-owned life insurance—Application to policies.
48.18.586 - Employer-owned life insurance—Rules.
48.18.600 - Usage-based insurance—Restrictions on information collected.
48.18.610 - Customer satisfaction benefits.
48.18.900 - Construction—Chapter applicable to state registered domestic partnerships—2009 c 521.