Revised Code of Washington
Chapter 48.12 - Assets and Liabilities.
48.12.080 - Increased reserves.

RCW 48.12.080
Increased reserves.

(1) If the commissioner determines that an insurer's unearned premium reserves, however computed, are inadequate, he or she may require the insurer to compute such reserves or any part thereof according to such other method or methods as are prescribed in this chapter.
(2) If the loss experience of an insurer shows that its loss reserves, however estimated, are inadequate, the commissioner shall require the insurer to maintain loss reserves in such increased amount as is needed to make them adequate.

[ 2009 c 549 § 7053; 1947 c 79 § .12.08; Rem. Supp. 1947 § 45.12.08.]

Structure Revised Code of Washington

Revised Code of Washington

Title 48 - Insurance

Chapter 48.12 - Assets and Liabilities.

48.12.010 - "Assets" defined.

48.12.020 - Nonallowable assets.

48.12.030 - Liabilities.

48.12.040 - Unearned premium reserve, property, casualty, and surety insurance.

48.12.050 - Unearned premium reserve, marine and transportation insurance.

48.12.060 - Reserve—Disability insurance.

48.12.070 - Loss records.

48.12.080 - Increased reserves.

48.12.090 - Loss reserves—Liability insurance.

48.12.100 - Unallocated liability loss expense.

48.12.110 - Schedule of experience.

48.12.140 - "Loss payments," "loss expense" defined.

48.12.170 - Valuation of bonds.

48.12.180 - Valuation of stocks.

48.12.190 - Valuation of property.

48.12.200 - Valuation of purchase money mortgages.

48.12.400 - Purpose—Intent—Declaration.

48.12.405 - Domestic ceding insurer—Asset or reduction from liability—Requirements.

48.12.410 - Assuming insurer—Licensed.

48.12.415 - Accredited as reinsurer—Assuming insurer—Requirements.

48.12.420 - Assuming insurer—Domiciled in this state or state with similar statutes.

48.12.425 - Assuming insurer maintains a trust fund—Payment of valid claims—Requirements.

48.12.430 - Assuming insurer—Certified as reinsurer—Eligibility requirements—Insurer obligations—Commissioner's duties.

48.12.435 - Assuming insurer not meeting certain requirements—Credit restricted.

48.12.440 - Assuming insurer not licensed, accredited, or certified—No credit—Exceptions.

48.12.445 - Assuming insurer does not meet certain requirements—Trust agreements—Necessary conditions.

48.12.450 - Accredited or certified reinsurer does not meet requirements—Commissioner may suspend or revoke.

48.12.455 - Ceding insurer—Reinsurance program.

48.12.460 - Reinsurance ceded by domestic insurer to assuming insurer not meeting requirements—When asset or reduction from liability allowed.

48.12.462 - Reinsurance ceded to an assuming insurer—Reciprocal jurisdictions—Commissioner's duties.

48.12.464 - Reinsurance agreements—Commissioner may adopt rules.

48.12.465 - Definitions—Apply to RCW 48.12.460(3).

48.12.470 - Credit for reinsurance—Accounting or financial statement—After December 31, 1996.

48.12.475 - Assuming alien reinsurer—Registration—Requirements—Duties of commissioner—Costs.

48.12.480 - Rules.

48.12.499 - Application of chapter 63, Laws of 2015.