Revised Code of Washington
Chapter 48.02 - Insurance Commissioner.
48.02.250 - Living organ donors—Discrimination prohibited.

RCW 48.02.250
Living organ donors—Discrimination prohibited.

(1) Notwithstanding any other provision of law, all insurers, fraternal benefit societies, health carriers including disability insurers, health maintenance organizations, and health care service contractors, and limited health care service contractors may not:
(a) Decline or limit coverage of a person under a policy or contract solely due to the status of the person as a living organ donor;
(b) Preclude a person from donating all or part of an organ as a condition of receiving or continuing to receive a policy or contract; or
(c) Otherwise discriminate in the offering, issuance, cancellation, amount of coverage, price, or any other condition of a policy or contract for a person based solely and without any additional actuarial risks upon the status of the person as a living organ donor. Except as provided in RCW 48.43.0128, 48.44.220, or 48.46.370, this subsection does not prohibit fair discrimination on the basis of sex, or marital status, or the presence of any sensory, mental, or physical handicap when bona fide statistical differences in risk or exposure have been substantiated.
(2) The commissioner shall make educational materials available to the health plans and the public on the access of living organ donors to insurance.
(3) The commissioner may adopt rules to implement this section.
(4) For purposes of this section, "living organ donor" means an individual who has donated all or part of an organ and is not deceased.

[ 2021 c 172 § 1.]

Structure Revised Code of Washington

Revised Code of Washington

Title 48 - Insurance

Chapter 48.02 - Insurance Commissioner.

48.02.010 - Insurance commissioner.

48.02.020 - Term of office.

48.02.030 - Bond.

48.02.050 - Seal.

48.02.060 - General powers and duties—State of emergency.

48.02.062 - Mental health services—Rules.

48.02.065 - Confidentiality of documents, materials, or other information—Public disclosure.

48.02.068 - Confidentiality of personal health information—Public disclosure.

48.02.080 - Enforcement.

48.02.090 - Deputies—Employees.

48.02.093 - Health care authority ombuds—Retirees—Volunteer position.

48.02.100 - Commissioner may delegate authority.

48.02.110 - Office.

48.02.120 - Records—Public inspection.

48.02.122 - Filings or actions affecting corporate or company name—Notice to secretary of state.

48.02.130 - Certificates—Copies—Evidentiary effect.

48.02.140 - Interstate cooperation.

48.02.150 - Supplies.

48.02.160 - Special duties.

48.02.170 - Annual report.

48.02.180 - Publication of insurance code and related statutes, manuals, etc.—Distribution—Sale.

48.02.190 - Operating costs of office—Insurance commissioner's regulatory account—Insurance commissioner's fraud account—Regulatory and insurance fraud surcharges.

48.02.200 - When legal process against a person is served on the commission.

48.02.220 - Health care benefit managers—Registration—Enforcement authority—Rules.

48.02.230 - Health insurance market stability program—Confidentiality—Definitions—Reports—Commissioner's responsibilities.

48.02.240 - Natural disaster and resiliency work group.

48.02.250 - Living organ donors—Discrimination prohibited.