Pennsylvania Consolidated & Unconsolidated Statutes
Chapter 71 - Reserve Liabilities
Section 7123 - Reserve calculation for indeterminate premium plans


(a) Applicability.--This section shall apply to either of the following:
(1) A plan of life insurance that provides for future premium determination, the amounts of which are to be determined by the insurance company based on then estimates of future experience.
(2) A plan of life insurance or annuity that is of a nature that the minimum reserves cannot be determined by the methods described in any of the following:
(i) Section 7118 (relating to reserve valuation method for life insurance and endowment benefits).
(ii) Section 7119 (relating to reserve valuation method for annuity and pure endowment benefits).
(iii) Section 7122 (relating to reserve calculation for valuation net premium exceeding gross premium charged).
(b) Nature and calculation of reserves.--The reserves that are held under a plan under this section shall be:
(1) Appropriate in relation to the benefits and the pattern of premiums for the plan.
(2) Computed by a method that is consistent with the principles of this chapter, as determined by regulation.

Cross References. Section 7123 is referred to in sections 7103, 7120 of this title.

Structure Pennsylvania Consolidated & Unconsolidated Statutes

Pennsylvania Consolidated & Unconsolidated Statutes

Title 40 - INSURANCE

Chapter 71 - Reserve Liabilities

Extra - Chapter Notes

Section 7101 - Scope of chapter

Section 7102 - Definitions

Section 7103 - Special applicability provisions

Section 7104 - Notice regarding operative date of valuation manual

Section 7105 - Regulations

Section 7111 - Reserve valuation for policies and contracts issued prior to operative date of valuation manual

Section 7112 - Reserve valuation for policies and contracts issued on or after operative date of valuation manual

Section 7113 - Actuarial opinion of reserves prior to operative date of valuation manual

Section 7114 - Actuarial opinion of reserves on or after operative date of valuation manual

Section 7115 - Computation of minimum standard

Section 7116 - Computation of minimum standard for annuities

Section 7117 - Computation of minimum standard by calendar year of issue

Section 7118 - Reserve valuation method for life insurance and endowment benefits

Section 7119 - Reserve valuation method for annuity and pure endowment benefits

Section 7120 - Minimum reserves

Section 7121 - Optional reserve calculation

Section 7122 - Reserve calculation for valuation net premium exceeding gross premium charged

Section 7123 - Reserve calculation for indeterminate premium plans

Section 7124 - Minimum standard for accident and health insurance contracts

Section 7125 - Valuation manual for policies issued on or after operative date of valuation manual

Section 7126 - Requirements of principle-based valuation

Section 7127 - Experience reporting for policies in force on or after operative date of valuation manual

Section 7131 - Confidential information defined

Section 7132 - General rule for confidential information

Section 7133 - Private civil actions

Section 7134 - Use of confidential information by department

Section 7135 - Agreements

Section 7136 - No waiver of privilege or confidentiality

Section 7137 - Limited exceptions

Section 7141 - Single-state company exemption

Section 7142 - Small company exemption

Section 7151 - Effect on The Insurance Company Law of 1921