Pennsylvania Consolidated & Unconsolidated Statutes
Chapter 11 - Certificate of Title and Security Interests
Section 1132.1 - Perfection of a security interest in a vehicle


(a) Perfection.--A security interest in a vehicle titled in this Commonwealth is perfected at the time the department receives all of the following:
(1) A completed application specifying the lienholder's name and address. Program participants in the Address Confidentiality Program under 23 Pa.C.S. Ch. 67 (relating to domestic and sexual violence victim address confidentiality) may use a substitute address designated by the Office of Victim Advocate as their address.
(2) An amount equal to or greater than the fee required by section 1953 (relating to security interest).
(3) The manufacturer's statement of origin or the existing certificate of title for the vehicle.
(b) Duty of a lienholder.--If an additional security interest in a vehicle titled in this Commonwealth is being created by the owner of the vehicle and the certificate of title is in the possession of a lienholder, the lienholder shall, at the request of the owner, deliver the certificate of title to the person perfecting the security interest in the vehicle. Upon receipt of the certificate of title, the person perfecting the security interest in the vehicle shall deliver the certificate of title to the department in accordance with subsection (a).
(c) Work identification number.--Upon receipt of items required in subsection (a), the department shall assign or place a work identification number on each of the items. The first two numbers in the work identification number shall indicate the year in which the items were received. The next three numbers in the work identification number shall indicate the day of the year the items were received. The date indicated in the work identification number shall constitute conclusive evidence of the date of receipt and the date of perfection.
(d) Delivery of certificate of title.--Upon perfection of a security interest in a vehicle, the department shall issue a certificate of title with the names of the first two lienholders and indicate the number of additional lienholders existing at that time. The department shall mail the certificate of title to the first lienholder named in the certificate of title.
(June 8, 2001, P.L.123, No.18, eff. July 1, 2001; Nov. 30, 2004, P.L.1474, No.188, eff. 180 days)

2004 Amendment. Act 188 amended subsec. (a).
2001 Amendment. Act 18 added section 1132.1.

Structure Pennsylvania Consolidated & Unconsolidated Statutes

Pennsylvania Consolidated & Unconsolidated Statutes

Title 75 - VEHICLES

Chapter 11 - Certificate of Title and Security Interests

Extra - Chapter Notes

Section 1101 - Certificate of title required

Section 1102 - Vehicles not requiring certificate of title

Section 1103 - Application for certificate of title (Repealed)

Section 1103.1 - Application for certificate of title

Section 1104 - Examination of records upon receipt of application

Section 1105 - Issuance of certificate of title

Section 1106 - Content and effect of certificate of title

Section 1107 - Delivery of certificate of title

Section 1108 - Registration without certificate of title

Section 1109 - Refusing issuance of certificate

Section 1110 - Duplicate certificate of title to replace original

Section 1111 - Transfer of ownership of vehicle

Section 1111.1 - Transfer of ownership of vehicles used for human habitation

Section 1112 - Disclosure of odometer reading and tampering with odometer (Repealed)

Section 1113 - Transfer to or from manufacturer or dealer

Section 1114 - Transfer of vehicle by operation of law

Section 1115 - Correction of certificate of title

Section 1116 - Issuance of new certificate following transfer

Section 1117 - Vehicle destroyed, dismantled, salvaged or recycled (Repealed)

Section 1118 - Suspension and cancellation of certificate of title

Section 1119 - Application for certificate of title by agent

Section 1131 - Applicability of subchapter

Section 1132 - Perfection of security interest (Deleted by amendment)

Section 1132.1 - Perfection of a security interest in a vehicle

Section 1133 - Creation of security interest for titled vehicle (Deleted by amendment)

Section 1134 - Assignment by lienholder of security interest

Section 1135 - Satisfaction of security interest

Section 1136 - Duty of lienholder to disclose pertinent information

Section 1137 - Subchapter exclusive for perfecting security interest

Section 1138 - Duration of perfection

Section 1139 - Terminal rental adjustment clauses

Section 1140 - Cancellation of certificate of title or ownership for mobile home

Section 1151 - Electronic media system for vehicle titles (Expired)

Section 1151.1 - Program

Section 1152 - Development of pilot program (Expired)

Section 1153 - Administration of system

Section 1154 - Expansion of pilot program (Expired)

Section 1155 - Certification

Section 1161 - Certificate of salvage required

Section 1162 - Transfer to vehicle salvage dealer

Section 1163 - Transfer to scrap metal processor

Section 1164 - Theft vehicles

Section 1165 - Reconstructed vehicles

Section 1165.1 - Inspection of reconstructed, modified and specially constructed vehicles

Section 1165.2 - Specialized Vehicle Compliance Inspection Advisory Panel (Expired)

Section 1166 - Flood vehicles

Section 1167 - Penalty