Ohio Revised Code
Chapter 4516 | Peer-to-Peer Car Sharing Programs
Section 4516.03 | Disclosures.

Effective: January 15, 2020
Latest Legislation: House Bill 166 - 133rd General Assembly
A peer-to-peer car sharing program shall disclose all of the following to the shared vehicle owner and the shared vehicle driver in the peer-to-peer car sharing program agreement:
(A) Any right of the program to seek indemnification from the shared vehicle owner or the shared vehicle driver for economic loss sustained by the program resulting from a breach of the terms and conditions of the agreement;
(B) That any motor-vehicle liability policy or other proof of financial responsibility issued to the shared vehicle owner for the shared vehicle or issued to the shared vehicle driver does not provide a defense against or indemnification for any claim asserted by the program;
(C) That the program's motor vehicle insurance coverage on the shared vehicle owner, the shared vehicle driver, and the shared vehicle is in effect only during the car sharing period and that any use of the shared vehicle by the shared vehicle driver after the car sharing termination time may not be covered by either the program's insurance or any other motor-vehicle liability policy or proof of financial responsibility;
(D) The daily rate, fees, and any insurance or protection package costs that are charged to the shared vehicle owner or the shared vehicle driver;
(E) That the shared vehicle owner's motor-vehicle liability policy or other proof of financial responsibility may not provide coverage for a shared vehicle during the car sharing period or for any use outside of the policy's or proof's stated terms and conditions;
(F) Any conditions under which a shared vehicle driver must maintain a separate motor-vehicle liability policy or other proof of financial responsibility with certain applicable coverage limits in order to reserve and use a shared vehicle under the agreement;
(G) Emergency contact information for roadside assistance and other customer service inquiries.

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