Ohio Revised Code
Chapter 4509 | Financial Responsibility
Section 4509.103 | Insurer to Provide Financial Responsibility Identification Cards.

Effective: March 25, 2016
Latest Legislation: House Bill 237 - 131st General Assembly
(A) As used in this section and sections 4509.101 and 4509.102 of the Revised Code, "electronic wireless communications device" includes any of the following:
(1) A wireless telephone, including a cellular telephone;
(2) A personal digital assistant;
(3) A computer, including a laptop computer, a netbook computer, and a tablet computer;
(4) Any other substantially similar wireless device that is designed or used to communicate and displays text or images.
(B) Except as provided in division (C) of this section, each insurer writing motor vehicle liability insurance in this state shall provide financial responsibility identification cards to every policyholder in this state to whom it has delivered or issued for delivery a motor vehicle liability insurance policy. A minimum of one financial responsibility identification card shall be issued for every motor vehicle insured under a motor vehicle liability insurance policy.
A financial responsibility identification card shall be valid only for the policy period. The card shall be in a form prescribed by the registrar of motor vehicles. It shall disclose the policy period and shall contain such other information as required by the registrar.
(C) Notwithstanding division (B) of this section, in lieu of financial responsibility identification cards, each insurer writing motor vehicle liability insurance in this state may provide to a policyholder in this state to whom it has delivered or issued for delivery a motor vehicle liability insurance policy the ability to utilize an electronic wireless communications device to present proof of financial responsibility to a traffic violations bureau, court, registrar, or peace officer when required to do so by section 4509.101 of the Revised Code. The text or images that are displayed on such a device as the result of the generation and delivery by the insurer of information and data to the device shall conform to the requirements applicable to such text or images that the registrar prescribes in rules adopted under section 4509.101 of the Revised Code.

Structure Ohio Revised Code

Ohio Revised Code

Title 45 | Motor Vehicles-Aeronautics-Watercraft

Chapter 4509 | Financial Responsibility

Section 4509.01 | Financial Responsibility Definitions.

Section 4509.011 | Financial Responsibility of Minor Drivers.

Section 4509.02 | Judgment, State Definitions.

Section 4509.03 | Registrar of Motor Vehicles - Powers and Duties.

Section 4509.04 | Review of Registrar's Orders.

Section 4509.05 | Information Furnished by Registrar - Fee.

Section 4509.06 | Accident Report Alleging Uninsured Driver or Owner.

Section 4509.07 | Contents of Accident Report.

Section 4509.08 | Exception to Report Requirement.

Section 4509.10 | Use of Report.

Section 4509.101 | Operating of Motor Vehicle Without Proof of Financial Responsibility.

Section 4509.102 | Falsification.

Section 4509.103 | Insurer to Provide Financial Responsibility Identification Cards.

Section 4509.104 | Conspicuous Warning That Policy Does Not Meet Minimum Amounts.

Section 4509.11 | Application of Security Requirements.

Section 4509.12 | Security Deposit.

Section 4509.13 | Notice of Required Security Deposit.

Section 4509.14 | Reduction of Excessive Security - Return of Excess Deposit.

Section 4509.15 | Form and Amount of Security.

Section 4509.16 | Designation for Whom Security Deposit Made.

Section 4509.17 | License Suspension Upon Failure to Request Hearing or Deposit Security.

Section 4509.18 | License or Registration Denied Until Security Deposited.

Section 4509.19 | Exceptions to Security Deposit and Suspension.

Section 4509.20 | Requirements of Insurance or Bond Necessary to Excuse Deposit of Security.

Section 4509.21 | Release or Covenant Not to Sue - Minors.

Section 4509.22 | Adjudication of Nonliability.

Section 4509.23 | Payment of Judgment.

Section 4509.24 | Agreement by Parties - Effect of Breach.

Section 4509.25 | Registrar Shall Not Require Security Deposit of Relieved Person or Shall Return Security Deposit.

Section 4509.26 | Termination of Suspension.

Section 4509.27 | Security Deposit Fund.

Section 4509.28 | Application of Security Deposit Funds.

Section 4509.29 | Return of Deposit.

Section 4509.291 | Cooperation With Other States.

Section 4509.30 | Accident Report and Findings of Registrar Prohibited at Trial.

Section 4509.33 | Suspension of Nonresidents' Operating Privilege and Registration.

Section 4509.34 | Suspension of License Withdrawn.

Section 4509.35 | Registrar to Receive Copies of Judgments, Conviction of Nonresident or Order Forfeiture of Bail.

Section 4509.36 | Copies of Judgments Sent to Other States.

Section 4509.37 | Suspension of License and Registration, and Nonresident's Operating Privilege - Civil Penalties.

Section 4509.38 | Waiver by Judgment Creditor of Suspension Provision.

Section 4509.39 | No Suspension When Insurer Obligated.

Section 4509.40 | Suspension Continues Until Settlement of Judgment.

Section 4509.41 | Satisfaction of Judgments.

Section 4509.42 | Payment of Judgment in Installments.

Section 4509.44 | Proof of Financial Responsibility Required for Registration.

Section 4509.45 | Filing of Proof of Financial Responsibility.

Section 4509.46 | Certificate of Domestic Insurer as Proof.

Section 4509.47 | Proof of Financial Responsibility by Nonresident.

Section 4509.48 | Default by Insurance Carrier.

Section 4509.49 | Requirements for Motor-Vehicle Liability Policy.

Section 4509.50 | Requirements May Be Met by One or More Policies.

Section 4509.51 | Requirements for Owner's Liability Insurance.

Section 4509.52 | Requirements for Operator's Insurance.

Section 4509.53 | Provisions Incorporated Into Policy by Law.

Section 4509.54 | Permissible Exclusions of Liability Policies.

Section 4509.55 | Permissible Liability Provisions in Policy.

Section 4509.56 | Binder Fulfills Requirements.

Section 4509.57 | Notice Required to Terminate Insurance Certification.

Section 4509.58 | Policies Affected.

Section 4509.59 | Proof of Financial Responsibility Evidenced by Bond.

Section 4509.60 | Filing of Bond Constitutes Lien.

Section 4509.61 | Judgment Creditor May Bring Action Against Bond.

Section 4509.62 | Proof of Financial Responsibility Evidenced by Certificate of Treasurer of State.

Section 4509.63 | Security to Satisfy Certain Judgments.

Section 4509.64 | Proof of Financial Responsibility Given by Another.

Section 4509.65 | Substitution of Other Adequate Proof of Financial Responsibility.

Section 4509.66 | Suspension for Inadequate Proof of Financial Responsibility.

Section 4509.67 | Cancellation of Bond or Certificate - Waiver of Requirement of Filing Proof.

Section 4509.68 | Transfer of Registration Not Permitted - Exception.

Section 4509.69 | Registration and Plates to Be Returned to Registrar.

Section 4509.70 | Plan for Apportionment of Applicants for Insurance.

Section 4509.71 | Exemption of Certain Owners of Motor Vehicles.

Section 4509.72 | Requirements for Self-Insurer.

Section 4509.73 | Other Relief Not Prevented.

Section 4509.74 | Prohibition Against Failure to Report Accident.

Section 4509.77 | Prohibition Against Failure to Return License.

Section 4509.78 | General Prohibition.

Section 4509.79 | Liability Insurance for Motor Vehicles Used in Ridesharing Arrangement.

Section 4509.80 | Chauffeured Limousines.

Section 4509.81 | Suspension of Rights of Owner of Chauffeured Limousine - Request for Administrative Hearing.