Ohio Revised Code
Chapter 3953 | Title Insurance
Section 3953.04 | Title Insurance Company to Be Organized as Stock Corporation.

Effective: March 30, 1999
Latest Legislation: Senate Bill 83 - 122nd General Assembly
A title insurance company shall be organized as a stock corporation as provided in Chapters 1701. and 3929. of the Revised Code, except as specified in this chapter. Every title insurance company that is authorized to do a title insurance business in this state shall comply with sections 3929.30 and 3953.29 of the Revised Code.

Structure Ohio Revised Code

Ohio Revised Code

Title 39 | Insurance

Chapter 3953 | Title Insurance

Section 3953.01 | Title Insurance Definitions.

Section 3953.02 | Application of Chapter.

Section 3953.03 | Only Title Insurance Company to Engage in Title Insurance Business.

Section 3953.04 | Title Insurance Company to Be Organized as Stock Corporation.

Section 3953.05 | Minimum Capital and Surplus.

Section 3953.06 | Depositing Securities.

Section 3953.07 | Sound Underwriting Practices.

Section 3953.08 | Permitted Services.

Section 3953.09 | Prohibited Services.

Section 3953.10 | Title Insurance Company to Engage in Title Insurance Only.

Section 3953.11 | Unearned Premium Reserve.

Section 3953.12 | Other Reserves.

Section 3953.13 | Reinsurance.

Section 3953.14 | Investments.

Section 3953.15 | Investment of Unearned Premium Reserve.

Section 3953.16 | Investment of Trust Funds or Assets Held in Fiduciary Capacity.

Section 3953.17 | Foreign Title Insurance Company - License.

Section 3953.18 | Prohibition Against Policies Covering Real Property - Exceptions.

Section 3953.19 | Merger and Consolidation.

Section 3953.20 | Prior Approval Required for Acquisition of Other Title Insurance Company.

Section 3953.21 | Certification of Title Insurance Agents.

Section 3953.22 | Licensing Title Insurance Agents.

Section 3953.23 | Maintaining Books of Account and Record and Vouchers.

Section 3953.231 | Establishing and Maintaining Interest-Bearing Trust Account for Deposit of Non-Directed Escrow Funds.

Section 3953.24 | Firm Name of Agent.

Section 3953.25 | Commission Payments.

Section 3953.26 | Payments for Inducement of Business.

Section 3953.27 | Division of Fees and Charges.

Section 3953.28 | Prior Approval Required for Forms and Contracts.

Section 3953.29 | Prohibiting Restrictive Covenants Constituting Unlawful Discriminatory Practice.

Section 3953.30 | Notice Comparing Lender's and Owner's Title Insurance.

Section 3953.32 | Offer of Closing or Settlement Protection to Parties.

Section 3953.33 | Annual Independent Review of Agency Accounts.

Section 3953.331 | Joint Venture Title Insurance Agencies Annual Review.

Section 3953.35 | Prohibited Conduct Regarding Loans of $75,000 or Less.

Section 3953.36 | Dissolution or Termination of a Joint Venture Title Insurance Agency.