Effective: March 22, 1999
Latest Legislation: House Bill 698 - 122nd General Assembly
(A) Each carrier, in connection with the offering of a health benefit plan to a small employer, shall disclose to the employer, as part of its solicitation and sales materials, the following information:
(1) The provisions of the plan concerning the carrier's right to change premium rates and the factors that may affect changes in premium rates;
(2) The provisions of the plan relating to renewability of coverage;
(3) The provisions of the plan relating to any pre-existing condition exclusion;
(4) The benefits and premiums available under all health benefit plans for which the employer is qualified.
(B) The information described in division (A) of this section shall be provided in a manner determined to be understandable by the average small employer, and in a manner sufficient to reasonably inform a small employer regarding the employer's rights and obligations under the health benefit plan.
(C) Nothing in this section requires a carrier to disclose any information that is by law proprietary and trade secret information.
Structure Ohio Revised Code
Chapter 3924 | Small Employer Health Benefit Plans; Provision of Health Care Coverage
Section 3924.02 | Health Care Benefit Plans Covered by Chapter.
Section 3924.03 | Health Benefit Plans Covering Small Employers Subject to Conditions.
Section 3924.032 | Refusing to Issue Plans in Small Employer Market.
Section 3924.033 | Information Disclosed by Carrier to Employer.
Section 3924.04 | Limits on Premium Rates - Low Claim Rates.
Section 3924.06 | Demonstrating Compliance Through Actuarial Certification.
Section 3924.21 | Overcharges.
Section 3924.25 | Prohibiting Exclusion Based on Health Condition.
Section 3924.27 | Prohibiting Premium Increase on the Basis of Any Health Status-Related Factor.
Section 3924.41 | Prohibiting Consideration of Eligibility for Medical Assistance.
Section 3924.46 | Prohibiting Denial of Enrollment of Certain Children.
Section 3924.47 | Duties of Health Insurer of Noncustodial Parent.
Section 3924.51 | Plan Benefits for Adopted Children.
Section 3924.53 | Coverage for Person in Custody or Confined in Jail.
Section 3924.61 | Medical Savings Account Definitions.
Section 3924.62 | Opening of Medical Savings Account.
Section 3924.63 | Owners of Interest in Medical Savings Account.
Section 3924.64 | Administration of Accounts.
Section 3924.65 | Notice of Tax Status of Deposits.
Section 3924.66 | Account Deducted From Ohio Adjusted Gross Income.
Section 3924.67 | Withdrawals.
Section 3924.68 | Procedure Upon Termination of Employment.
Section 3924.69 | Death of Account Holder.
Section 3924.70 | Advances to Cover Employee's Eligible Medical Expenses.
Section 3924.71 | Funds Disbursed Pursuant to Bankruptcy Protection.
Section 3924.72 | Brochure Explaining Operation of Medical Savings Accounts.
Section 3924.73 | Rights, Privileges, or Protections of Employees or Small Employers.