Ohio Revised Code
Chapter 3905 | Insurance Producers Licensing Act
Section 3905.20 | Appointment of Insurance Agent to Act as Agent of Insurer.

Effective: May 26, 2010
Latest Legislation: House Bill 300 - 128th General Assembly
(A) An insurance agent shall not act as an agent of an insurer unless the insurance agent is appointed as an agent of the insurer. An insurance agent who does not act as an agent of an insurer shall not be required to be appointed as an agent of the insurer.
For purposes of this division, an insurance agent acts as an agent of an insurer when the insurance agent sells, solicits, or negotiates any product of the insurer and is compensated by the insurer.
(B)(1) To appoint an insurance agent as its agent, an insurer shall file a notice of appointment with the superintendent of insurance not later than thirty days after the date the agency contract is executed or the first insurance application is submitted, whichever is earlier. The notice of appointment shall be provided in the manner prescribed by the superintendent.
Each insurer shall pay to the superintendent a fee pursuant to division (A) of section 3905.40 of the Revised Code for every such appointment when issued and for each continuance thereafter. Such an appointment, unless canceled by the insurer, may be continued in force past the thirtieth day of June next after its issue and after the thirtieth day of June of each succeeding year, unless a different date is determined by the superintendent.
A separate appointment and fee are required for a variable life and variable annuity products line of authority.
(2) By appointing an insurance agent, an insurer certifies to the superintendent that the person is competent, financially responsible, and suitable to represent the insurer.
(3) While an appointment remains in force, an insurer shall be bound by the acts of the person named in the appointment within that person's actual and apparent authority as its agent.
(C) The superintendent may, in accordance with Chapter 119. of the Revised Code, adopt rules to establish appointment procedures, including cancellations and renewals, to clarify the circumstances that require an appointment, and to provide for the appointment of insurance agents to some or all of the insurers within an insurer's holding company system or group.

Structure Ohio Revised Code

Ohio Revised Code

Title 39 | Insurance

Chapter 3905 | Insurance Producers Licensing Act

Section 3905.01 | Insurance Producers Licensing Act Definitions.

Section 3905.02 | License Required.

Section 3905.03 | Exceptions to Licensing Requirement.

Section 3905.04 | Written Examination of Applicant for Agent License.

Section 3905.041 | Exceptions to Program of Insurance Education or Examination Requirement.

Section 3905.05 | Application for Resident Insurance Agent License.

Section 3905.051 | Criminal Records Check; Fingerprinting; Confidentiality.

Section 3905.06 | Issuance and Contents of License - Lines of Authority.

Section 3905.061 | Agent to File of Change of Address.

Section 3905.062 | Portable Electronics Insurance.

Section 3905.063 | Self-Service Storage Insurance; License Required.

Section 3905.064 | Travel Insurance Definitions.

Section 3905.065 | Travel Insurance Agent License; Travel Protection Plans; Policy Requirements.

Section 3905.066 | Travel Retailers.

Section 3905.067 | Unfair and Deceptive Acts or Practices.

Section 3905.068 | Tax on Travel Insurance Premiums.

Section 3905.069 | Travel Administrators.

Section 3905.0610 | Classification of Travel Insurance; Eligibility and Underwriting Standards.

Section 3905.0611 | Rules.

Section 3905.07 | Nonresident Insurance Agent or Surplus Lines Broker License; Renewal.

Section 3905.071 | Nonresident to File Change of Address.

Section 3905.072 | Nonresident Limited Lines Insurance Agent License.

Section 3905.08 | Reciprocity.

Section 3905.081 | Waiving Licensing Requirement for Nonresident Persons in Violation of Federal Reciprocity Requirements.

Section 3905.09 | Temporary Insurance Agent License.

Section 3905.11 | Agent's Use of Assumed Name.

Section 3905.12 | Rules.

Section 3905.14 | Disciplinary Actions.

Section 3905.15 | Hearing to Determine Administrative Action Modification.

Section 3905.16 | Surrender of License.

Section 3905.18 | Paying Unlawful Consideration.

Section 3905.181 | Accepting Consideration Without License.

Section 3905.182 | Sale of Shares of Capital Stock of Life Insurance Company or Agency.

Section 3905.20 | Appointment of Insurance Agent to Act as Agent of Insurer.

Section 3905.201 | Limited Line Credit Insurance Program of Instruction.

Section 3905.21 | Notice of Terminating Relationship With Insurance Agent.

Section 3905.211 | Immunity.

Section 3905.212 | Sanctions.

Section 3905.22 | Agent to Provide Notice of Administrative Action or of Prosecution and Disposition.

Section 3905.24 | Confidentiality of Records and Information - Exceptions.

Section 3905.26 | Centralized Agent License Registry.

Section 3905.28 | Rules.

Section 3905.29 | Mutual Protective Associations Exempted.

Section 3905.30 | Resident and Nonresident Surplus Lines Broker's License.

Section 3905.31 | Prohibitions.

Section 3905.32 | License Fees.

Section 3905.33 | Unauthorized Insurers; Applicability and Construction of Federal Provisions; Due Diligence.

Section 3905.331 | Exempt Commercial Purchasers; Qualifications; Qualified Risk Managers.

Section 3905.332 | Designation as Domestic Surplus Lines Insurer.

Section 3905.34 | Separate Accounts.

Section 3905.35 | Bond.

Section 3905.36 | Taxing Firms Dealing With Unauthorized Foreign Insurers; Waiver of Penalty and Interest Charges; Surplus Lines Brokers.

Section 3905.37 | Prohibited Acts.

Section 3905.38 | Exemptions.

Section 3905.39 | Continuation of Certificates and Licenses.

Section 3905.40 | Fees Paid to Superintendent of Insurance.

Section 3905.401 | Valuation Fee Not Applicable to Reinsurance Ceded to Affiliated Companies.

Section 3905.41 | Accounts for Fees.

Section 3905.42 | Insurance Business Must Be Authorized.

Section 3905.421 | Vehicle Protection Product Warranty.

Section 3905.422 | Homes Service Contract Are Consumer Transactions.

Section 3905.423 | Consumer Goods Contracts to Be Covered by Reimbursement Insurance.

Section 3905.424 | Waiver of Customer Obligation Not Insurance Matter.

Section 3905.426 | Requirements for Ancillary Product Protection Contracts.

Section 3905.43 | Advertising Limitations.

Section 3905.44 | Limitation Upon Domestic Companies.

Section 3905.45 | Payment of Funeral or Burial Expenses Policy.

Section 3905.451 | Funeral or Burial Goods or Services Coverage Not Subject to Preneed Provisions.

Section 3905.46 | Application of Law.

Section 3905.47 | Agent Training Programs.

Section 3905.471 | Insurance Navigator Certification.

Section 3905.472 | Qualified Health Benefit Plans.

Section 3905.473 | Exchange Listings.

Section 3905.474 | Qualifications for In-Person Assisters.

Section 3905.481 | Continuing Education Requirements.

Section 3905.484 | Establishing Criteria for Course or Program of Study for License Examination.

Section 3905.485 | Establishing Schedule of Fees for Course or Program of Study for License Examination.

Section 3905.486 | Adoption of Rules.

Section 3905.49 | Prohibiting False Representation as Independent Agent.

Section 3905.50 | Terminating Independent Insurance Agent Contract.

Section 3905.53 | Effect of Child Support Default on License.

Section 3905.55 | Agent Fees.

Section 3905.56 | Compensation by Public Entity for Placement of Insurance.

Section 3905.61 | Controlled Insurers Definitions.

Section 3905.62 | Application of Sections.

Section 3905.63 | Limits on Business Placed With Controlled Insurer by Controlling Producer.

Section 3905.64 | Notice to Prospective Insured by Controlling Producer.

Section 3905.65 | Remedies for Noncompliance.

Section 3905.71 | Managing General Agent Definitions.

Section 3905.72 | Managing General Agent License Requirement.

Section 3905.73 | Responsibilities of Managing General Agent.

Section 3905.74 | Independent Financial Examination of Each Managing General Agent.

Section 3905.75 | Acts of Agent Deemed Acts of Insurer - Examinations.

Section 3905.76 | Prohibition.

Section 3905.77 | Penalties for Violations.

Section 3905.78 | Rights Not Limited or Restricted.

Section 3905.79 | Rules.

Section 3905.81 | Reinsurance Intermediary-Broker or Intermediary-Manager License Required - Rules.

Section 3905.83 | Surety Bail Bond Agent Definitions.

Section 3905.84 | Surety Bail Bond Agent to Be Qualified, Licensed, and Appointed.

Section 3905.841 | Persons or Classes of Persons Not to Act as Agents.

Section 3905.85 | Surety Bail Bond Agent License.

Section 3905.851 | No Imposition of Local Licensing Fees.

Section 3905.86 | Appointment of Agent by Insurer.

Section 3905.861 | Extending Appointments to Affiliated Agents.

Section 3905.862 | Expiration or Cancellation of Appointment; Fee.

Section 3905.87 | Registration of Agent With Court Clerks; List of Court-Registered Surety Bail Bond Agents.

Section 3905.88 | Continuing Education.

Section 3905.89 | Notice of Change of Principal Business Address or Telephone Number.

Section 3905.90 | Records of Surety Bonds to Be Maintained - Furnishing of Information.

Section 3905.901 | Determination of Direct Written Premiums for Bail Bonds.

Section 3905.91 | Build-Up Funds.

Section 3905.92 | Requirements for Acceptance of Collateral Security or Other Indemnity.

Section 3905.921 | Discharge of Bond Where Collateral Security or Other Indemnity Accepted.

Section 3905.93 | Bail Bond - Charges and Fees.

Section 3905.931 | Furnishing of Forms and Other Supplies.

Section 3905.932 | Prohibited Acts.

Section 3905.933 | Signing or Countersigning Agent's Name to a Bond.

Section 3905.934 | Advertising Requirements.

Section 3905.94 | License Suspension or Revocation.

Section 3905.941 | Designation of Successor Agent.

Section 3905.95 | Rules.

Section 3905.99 | Penalty.