Effective: June 29, 1995
Latest Legislation: House Bill 329 - 120th General Assembly
No insurance institution, agent, or insurance support organization may seek information in connection with an insurance transaction concerning any previous adverse underwriting decision experienced by an individual, unless such inquiry also requests the reasons for any previous adverse underwriting decision.
Structure Ohio Revised Code
Chapter 3904 | Insurance Information Practices
Section 3904.01 | Insurance Information Practices Definitions.
Section 3904.02 | Applicability of Chapter.
Section 3904.03 | Pretext Interviews.
Section 3904.05 | Marketing or Research Questions.
Section 3904.06 | Disclosure Authorization Form.
Section 3904.07 | Investigative Consumer Report.
Section 3904.08 | Written Request for Access to Recorded Personal Information.
Section 3904.09 | Correction, Amendment or Deletion of Information.
Section 3904.10 | Written Reason for Adverse Underwriting Decision Summary of Rights.
Section 3904.11 | Inquiry Concerning Previous Adverse Underwriting Decision.
Section 3904.12 | Prohibited Bases for Adverse Underwriting Decision.
Section 3904.13 | Disclosure of Personal or Privileged Information.
Section 3904.14 | Obtaining Information Under False Pretenses.
Section 3904.15 | Superintendent May Examine and Investigate Conduct.
Section 3904.16 | Superintendent to Issue and Serve Statement of Charges and Notice of Hearing.
Section 3904.18 | Cease and Desist Order or Report Finding No Violation - Petition for Review.
Section 3904.19 | Penalties for Knowing Violation or Violation of Cease and Desist Order.
Section 3904.20 | Review of Order or Report of Superintendent by Court of Common Pleas.
Section 3904.21 | Action by Person Whose Rights Are Violated.
Section 3904.22 | Authorized Disclosures of Personal or Privileged Information - Immunity.