Ohio Revised Code
Chapter 3902 | Insurance Policies and Contracts
Section 3902.01 | Purpose of Sections.

Effective: June 4, 1997
Latest Legislation: Senate Bill 67 - 122nd General Assembly
(A) The purpose of sections 3902.01 to 3902.08 of the Revised Code is to establish minimum standards for language used in policies and certificates of life insurance and annuities, credit life insurance and credit disability insurance, and sickness and accident insurance, and subscriber policies or certificates of health insuring corporations, delivered or issued for delivery in this state, to facilitate ease of reading by insureds and subscribers.
(B) Sections 3902.01 to 3902.08 of the Revised Code are not intended to increase the risk assumed by insurance companies or other entities subject to sections 3902.01 to 3902.08 of the Revised Code or to supersede their obligation to comply with the substance of other applicable insurance laws. Sections 3902.01 to 3902.08 of the Revised Code are not intended to impede flexibility and innovation in the development of policy forms or content, or to lead to the standardization of policy forms or content.

Structure Ohio Revised Code

Ohio Revised Code

Title 39 | Insurance

Chapter 3902 | Insurance Policies and Contracts

Section 3902.01 | Purpose of Sections.

Section 3902.02 | Insurance Policy and Contract Definitions.

Section 3902.03 | Policies to Which Sections Apply - Exceptions - Non-English Language Policies.

Section 3902.04 | Requirements for Policy Forms.

Section 3902.05 | Construction.

Section 3902.06 | Superintendent May Authorize Lower Test Score.

Section 3902.07 | Approval of Policy Form Notwithstanding Provisions of Other Laws.

Section 3902.08 | Policy Forms Compliance Date.

Section 3902.11 | Coordination of Benefits Definitions.

Section 3902.12 | Primary or Secondary Health Coverage.

Section 3902.13 | Order of Benefits for Health Coverage Plan.

Section 3902.14 | Rules.

Section 3902.21 | Standard Claim Form Definitions.

Section 3902.22 | Superintendent to Develop Standard Claim Form.

Section 3902.23 | Use of Form Mandatory.

Section 3902.30 | Coverage for Telehealth Services.

Section 3902.31 | Void Contracts.

Section 3902.36 | Compliance With Federal Mental Health and Addiction Parity Laws.

Section 3902.50 | Definitions for r.c. 3902.50 to 3902.72.

Section 3902.51 | Out-of-Network Care Reimbursement Requirement, Negotiations.

Section 3902.52 | Out-of-Network Care Arbitration.

Section 3902.53 | Out-of-Network Care Rules, Prompt Pay Requirements, Violations.

Section 3902.54 | Out-of-Network Care Arbitrator Requirements.

Section 3902.60 | Advanced Cancer Fail First Drug Coverage Definitions.

Section 3902.61 | Advanced Cancer Fail First Drug Coverage Prohibitions.

Section 3902.62 | Coverage for Drugs Refilled Without a Prescription.

Section 3902.70 | Health Plan Issuer Contracts With 340b Program Participants Definitions.

Section 3902.71 | Health Plan Issuer Contracts With 340b Program Participants.

Section 3902.72 | Health Plan Issuer Disclosure of Drug Data.