Effective: October 17, 2019
Latest Legislation: House Bill 166 - 133rd General Assembly
(A) As used in this section, "loan officer," "mortgage broker," and "nonbank mortgage lender" have the same meanings as in section 1345.01 of the Revised Code.
(B) The department of commerce shall establish and maintain an electronic database accessible through the internet that contains information on all of the following:
(1) The enforcement actions taken by the superintendent of financial institutions for each violation of or failure to comply with any provision of Chapter 1322. of the Revised Code, upon final disposition of the action;
(2) The enforcement actions taken by the attorney general under Chapter 1345. of the Revised Code against loan officers, mortgage brokers, and nonbank mortgage lenders, upon final disposition of each action;
(3) All judgments by courts of this state, concerning which appellate remedies have been exhausted or lost by the expiration of the time for appeal, finding either of the following:
(a) A violation of any provision of Chapter 1322. of the Revised Code;
(b) That specific acts or practices by a loan officer, mortgage broker, or nonbank mortgage lender violate section 1345.02, 1345.03, or 1345.031 of the Revised Code.
(C) The attorney general shall notify the department of all enforcement actions and judgments described in divisions (B)(2) and (3)(b) of this section.
(D) The department may adopt rules in accordance with Chapter 119. of the Revised Code that are necessary to implement this section.
(E) The electronic database maintained by the department in accordance with this section shall not include information that, pursuant to section 1322.36 of the Revised Code, is confidential.
(F) The department may use the multistate licensing system authorized in section 1181.23 of the Revised Code to fulfill its obligations under this section.
Structure Ohio Revised Code
Title 13 | Commercial Transactions
Chapter 1349 | Consumer Protection
Section 1349.01 | Responsible Party Fails to Obtain Health Insurance.
Section 1349.02 | Termination of Motor Vehicle Lease by Person on Active Duty.
Section 1349.03 | Termination of Cellular Phone Contract by Person on Active Duty.
Section 1349.04 | Consumer Protection of Persons on Active Military Duty.
Section 1349.05 | Solicitation of Employment by Health Care Practitioner.
Section 1349.06 | Flea Market Sales Record of Purchases.
Section 1349.17 | Restricting Recording Credit Card, Telephone or Social Security Numbers.
Section 1349.18 | Printing Credit Card Number and Expiration Date on Receipt.
Section 1349.19 | Private Disclosure of Security Breach of Computerized Personal Information Data.
Section 1349.191 | Investigation of Noncompliance With Disclosure Laws.
Section 1349.192 | Civil Action by Attorney General for Violation of Disclosure Laws.
Section 1349.20 | Escrow Transactions Concerning Residential Realty Definitions.
Section 1349.21 | Disbursing From an Escrow Account.
Section 1349.22 | Advancing Funds for Incidental Fees.
Section 1349.25 | Covered Loan Definitions.
Section 1349.26 | Disclosures of Creditor Concerning Covered Loans.
Section 1349.27 | Creditor or Assignee - Prohibitions.
Section 1349.271 | Rules for Prepurchase Counseling.
Section 1349.29 | Right to Rescind.
Section 1349.30 | Voluntary Adjustments Correcting Errors.
Section 1349.31 | Criminal Proceedings Initiated.
Section 1349.32 | Conforming Ohio Law to Federal Law.
Section 1349.33 | Rules Adopting Similar Provisions Where Federal Law Is Amended or Modified.
Section 1349.34 | Examination and Investigation of Records.
Section 1349.35 | Annual Report.
Section 1349.36 | Administrative Rules.
Section 1349.37 | Office of Consumer Affairs.
Section 1349.41 | Prohibited Conduct in Mortgage Loan Sale or Purchase.
Section 1349.43 | Internet Database - Violations and Enforcement Information.
Section 1349.44 | Report on Financial Institutions Division Operations.
Section 1349.45 | Misleading or Deceptive Use of Financial Institution Name or Logo Prohibited.
Section 1349.51 | Prohibiting Disclosure of Certain Consumer Information.
Section 1349.52 | Security Freeze on Consumer Credit Report.
Section 1349.521 | Security Freeze on Consumer Credit Cards.
Section 1349.53 | Civil Action for Noncompliance With Security Freeze.
Section 1349.55 | Non-Recourse Civil Litigation Advance Contracts.
Section 1349.61 | Sale of Gift Card Expiring Within Two Years of Sale Prohibited.
Section 1349.65 | High-Volume Seller Definitions.
Section 1349.66 | High-Volume Seller Notification Requirements.
Section 1349.67 | High-Volume Seller Disclosure Requirements.
Section 1349.68 | High-Volume Seller Requirement Enforcement.
Section 1349.69 | Security Procedures and Practices.
Section 1349.70 | High-Volume Seller Duty to Disclose Certain Information.
Section 1349.71 | Partial Disclosure.
Section 1349.72 | Product Listing Disclosure.
Section 1349.73 | Penalty for Failing to Comply With Disclosure Requirements.
Section 1349.74 | Unfair or Deceptive Act Under Cspa.
Section 1349.75 | Severability.
Section 1349.76 | Legislative Intent.
Section 1349.80 | Live Musical Performance Definitions.
Section 1349.81 | Deception Respecting Relationship of Performing and Recording Group.