North Carolina General Statutes
Article 50 - General Accident and Health Insurance Regulations.
§ 58-50-15 - Conforming to statute.

58-50-15. Conforming to statute.
(a) Other Policy Provisions. - No policy provision which is not subject to G.S. 58-51-15 shall make a policy, or any portion thereof, less favorable in any respect to the insured or the beneficiary than the provisions thereof which are subject to Articles 50 through 55 of this Chapter.
(b) Policy Conflicting with Articles 50 through 55 of this Chapter. - A policy delivered or issued for delivery to any person in this State in violation of Articles 50 through 55 of this Chapter shall be held valid but shall be construed as provided in Articles 50 through 55 of this Chapter. When any provision in a policy subject to Articles 50 through 55 of this Chapter is in conflict with any provision of Articles 50 through 55 of this Chapter, the rights, duties and obligations of the insurer, the insured and the beneficiary shall be governed by the provisions of Articles 50 through 55 of this Chapter. (1913, c. 91, s. 9; C.S., s. 6486; 1953, c. 1095, s. 10; 1991, c. 720, s. 29.)

Structure North Carolina General Statutes

North Carolina General Statutes

Chapter 58 - Insurance

Article 50 - General Accident and Health Insurance Regulations.

§ 58-50-1 - Waiver by insurer.

§ 58-50-5 - Application.

§ 58-50-15 - Conforming to statute.

§ 58-50-20 - Age limit.

§ 58-50-25 - Nurses' services.

§ 58-50-26 - Physician services provided by physician assistants.

§ 58-50-30 - Right to choose services of certain providers.

§ 58-50-35 - Notice of nonpayment of premium required before forfeiture.

§ 58-50-40 - Willful failure to pay group insurance premiums; willful termination of a group health plan; notice to persons insured; penalty; restitution; examination of insurance transactions.

§ 58-50-45 - Group health or life insurers to notify insurance fiduciaries of obligations.

§ 58-50-46 - Recodified as G.S108A-55.4 by Session Laws 2006-221, s9(a), effective January 1, 2007.

§ 58-50-56 - Insurers, preferred provider organizations, and preferred provider benefit plans.

§ 58-50-56.1 - Exclusive provider organizations, exclusive provider benefit plans.

§ 58-50-56.2 - Exclusive provider organization continuity of care.

§ 58-50-57 - Offsets against provider reimbursement for workers' compensation payments forbidden.

§ 58-50-61 - Utilization review.

§ 58-50-62 - Insurer grievance procedures.

§ 58-50-63 - Expired pursuant to Session Laws 2005-453, s3, effective July 1, 2005.

§ 58-50-65 - Certain policies of insurance not affected.

§ 58-50-70 - Punishment for violation.

§ 58-50-75 - Purpose, scope, and definitions.

§ 58-50-77 - Notice of right to external review.

§ 58-50-79 - Exhaustion of internal grievance process.

§ 58-50-80 - Standard external review.

§ 58-50-82 - Expedited external review.

§ 58-50-84 - Binding nature of external review decision.

§ 58-50-85 - Approval of independent review organizations.

§ 58-50-87 - Minimum qualifications for independent review organizations.

§ 58-50-89 - Hold harmless for Commissioner and independent review organizations.

§ 58-50-90 - External review reporting requirements.

§ 58-50-92 - Funding of external review.

§ 58-50-93 - Disclosure requirements.

§ 58-50-94 - Selection of independent review organizations.

§ 58-50-100 - Title and reference.

§ 58-50-105 - Purpose and intent.

§ 58-50-110 - Definitions.

§ 58-50-112 - Affiliated companies; HMOs.

§ 58-50-115 - Health benefit plans subject to Act.

§ 58-50-125 - Health care plans; formation; approval; offerings.

§ 58-50-130 - Required health care plan provisions.

§ 58-50-131 - Premium rates for health benefit plans; approval authority; hearing.

§ 58-50-149 - Limit on cessions to the Reinsurance Pool.

§ 58-50-150 - North Carolina Small Employer Health Reinsurance Pool.

§ 58-50-151 - (Recodified as § 58-51-116 effective July 1, 2002) ERISA plans may not require Medicaid to pay first.

§ 58-50-270 - Definitions.

§ 58-50-275 - Notice contact provisions.

§ 58-50-280 - Contract amendments.

§ 58-50-285 - Policies and procedures.

§ 58-50-290 - Health benefit plans or insurers contracting for provision of dental services; no limitation on fees for noncovered services or on methods of claims payment.

§ 58-50-292 - Dental provider networks; confidential business information.

§ 58-50-295 - Prohibited contract provisions related to reimbursement rates.

§ 58-50-300 - Health benefit plans or insurers contracting for provision of vision services or materials; no limitation on fees for noncovered services or materials.