North Carolina General Statutes
Article 45 - Essential Property Insurance for Beach Area Property.
§ 58-45-10 - North Carolina Insurance Underwriting Association created.

58-45-10. North Carolina Insurance Underwriting Association created.
There is hereby created the North Carolina Insurance Underwriting Association, consisting of all insurers authorized to write and engage in writing within this State, on a direct basis, essential property insurance, except town and county mutual insurance associations and assessable mutual companies as authorized by G.S. 58-7-75(5)b, 58-7-75(5)d, and 58-7-75(7)b and except an insurer who only writes insurance in this State on property exempted from taxation by the provisions of G.S. 105-278.1 through G.S. 105-278.8. Every such insurer shall be a member of the Association and shall remain a member of the Association so long as the Association is in existence as a condition of its authority to continue to transact the business of insurance in this State. (1967, c. 1111, s. 1; 1969, c. 249; 1971, c. 1067, s. 2; 1987 (Reg. Sess., 1988), c. 975, s. 20; 1998-211, s. 6.)

Structure North Carolina General Statutes

North Carolina General Statutes

Chapter 58 - Insurance

Article 45 - Essential Property Insurance for Beach Area Property.

§ 58-45-1 - Declarations and purpose of Article.

§ 58-45-5 - Definition of terms.

§ 58-45-6 - Persons who can be insured by the Association.

§ 58-45-10 - North Carolina Insurance Underwriting Association created.

§ 58-45-15 - Powers and duties of Association.

§ 58-45-20 - Temporary directors of Association.

§ 58-45-25 - Each member of Association to participate in nonrecoupable assessments.

§ 58-45-30 - Directors to submit plan of operation to Commissioner; review and approval; amendments; appeal from Commissioner to superior court.

§ 58-45-35 - Persons eligible to apply to Association for coverage; contents of application.

§ 58-45-36 - Temporary contracts of insurance.

§ 58-45-40 - Association members may cede insurance to Association.

§ 58-45-41 - Coverage limits.

§ 58-45-45 - Rates, rating plans, rating rules, and forms applicable.

§ 58-45-46 - Unearned premium, loss, and loss expense reserves.

§ 58-45-47 - Deficit event.

§ 58-45-50 - Appeal from acts of Association to Commissioner; appeal from Commissioner to superior court.

§ 58-45-55 - Reports of inspection made available.

§ 58-45-60 - Association and Commissioner immune from liability.

§ 58-45-65 - Association to file annual report with Commissioner.

§ 58-45-65.1 - Association to be audited.

§ 58-45-70 - Commissioner may examine affairs of Association.

§ 58-45-71 - Report of member companies to Commissioner.

§ 58-45-75 - Commissioner authorized to promulgate reasonable rules and regulations.

§ 58-45-80 - Premium taxes to be paid through Association.

§ 58-45-85 - Assessment; inability to pay.

§ 58-45-90 - Open meetings.

§ 58-45-95 - Information availability.

§ 58-45-96 - Succession and dissolution.