North Carolina General Statutes
Article 36 - North Carolina Rate Bureau.
§ 58-36-45 - Notice of coverage or rate change.

58-36-45. Notice of coverage or rate change.
Whenever an insurer changes the coverage other than at the request of the insured or changes the premium rate, it shall give the insured written notice of such coverage change or premium rate change at least 15 days in advance of the effective date of such change or changes with a copy of such notice to the agent. This section shall apply to all policies and coverages subject to the provisions of this Article except workers' compensation insurance and employers' liability insurance written in connection therewith. (1977, c. 828, s. 6; 1985, c. 666, s. 4.)

Structure North Carolina General Statutes

North Carolina General Statutes

Chapter 58 - Insurance

Article 36 - North Carolina Rate Bureau.

§ 58-36-1 - North Carolina Rate Bureau created.

§ 58-36-2 - Private passenger motor vehicles; number of nonfleet policies.

§ 58-36-3 - Limitation of scope; motorcycle and moped endorsements allowed; Department of Insurance report.

§ 58-36-4 - Statistical organizations; licensing; recording and reporting; examination; suspension of license; financial disclosure.

§ 58-36-5 - Membership as a prerequisite for writing insurance; governing committee; rules and regulations; expenses.

§ 58-36-10 - Method of rate making; factors considered.

§ 58-36-15 - Filing loss costs, rates, plans with Commissioner; public inspection of filings.

§ 58-36-16 - Bureau to share information with Department of Labor and North Carolina Industrial Commission.

§ 58-36-17 - Bureau to share information with the North Carolina Industrial Commission.

§ 58-36-20 - Disapproval; hearing, order; adjustment of premium, review of filing.

§ 58-36-25 - Appeal of Commissioner's order.

§ 58-36-30 - Deviations.

§ 58-36-35 - Appeal to Commissioner from decision of Bureau.

§ 58-36-40 - Existing rates, rating systems, territories, classifications and policy forms.

§ 58-36-41 - Development of policy endorsement for exclusive use of original equipment manufactured crash parts.

§ 58-36-42 - Development of policy form or endorsement for residential property insurance that does not include coverage for perils of windstorm or hail.

§ 58-36-43 - Optional program enhancements authorized not altering coverage under Rate Bureau jurisdiction.

§ 58-36-44 - Development of policy form or endorsement for personal liability insurance for foster parents.

§ 58-36-45 - Notice of coverage or rate change.

§ 58-36-50 - Limitation.

§ 58-36-55 - Policy forms.

§ 58-36-60 - Payment of dividends not prohibited or regulated; plan for payment into rating system.

§ 58-36-65 - Classifications and Safe Driver Incentive Plan for nonfleet private passenger motor vehicle insurance.

§ 58-36-70 - Rate filings and hearings for motor vehicle insurance.

§ 58-36-75 - At-fault accidents and certain moving traffic violations under the Safe Driver Incentive Plan.

§ 58-36-80 - Coverage for damage to rental vehicles authorized.

§ 58-36-85 - Termination of a nonfleet private passenger motor vehicle insurance policy.

§ 58-36-87 - Affiliate transfer of policies.

§ 58-36-90 - Prohibitions on using credit scoring to rate noncommercial private passenger motor vehicle and residential property insurance; exceptions.

§ 58-36-95 - Use of nonoriginal crash repair parts.

§ 58-36-100 - Prospective loss costs filings and final rate filings for workers' compensation and employers' liability insurance.

§ 58-36-105 - Certain workers' compensation insurance policy cancellations prohibited.

§ 58-36-110 - Notice of nonrenewal, premium rate increase, or change in workers' compensation insurance coverage required.

§ 58-36-115 - Prohibitions on using inquiries to terminate a policy, refuse to issue or renew a policy, or to subject a policy to consent to rate.

§ 58-36-120 - Public notice of certain filings.