North Carolina General Statutes
Article 6 - Bank Operations.
§ 53C-6-2 - Deposits.

53C-6-2. Deposits.
(a) A bank may, consistent with applicable law and safe and sound banking practices, offer all types of deposit accounts upon such terms and conditions as the bank considers appropriate.
(b) A bank shall secure insurance for its deposits from the FDIC. (2012-56, s. 4.)