North Carolina General Statutes
Article 4 - The Uniform Transfer on Death (TOD) Security Registration Act.
§ 41-45 - Effect of registration in beneficiary form.

41-45. Effect of registration in beneficiary form.
The designation of a TOD beneficiary on a registration in beneficiary form has no effect on ownership of the security until the owner's death. A registration of a security in beneficiary form may be cancelled or changed at any time by the sole owner or all then-surviving owners, without the consent of the beneficiary. (2005-411, s. 1.)