North Carolina General Statutes
Article 12 - Motor Vehicle Dealers and Manufacturers Licensing Law.
§ 20-298 - Insurance.

20-298. Insurance.
It shall be unlawful for any dealer or salesman or any employee of any dealer, to coerce or offer anything of value to any purchaser of a motor vehicle to provide any type of insurance coverage on said motor vehicle. No dealer, salesman or representative of either shall accept any policy as collateral on any vehicle sold by him to secure an interest in such vehicle in any company not qualified under the insurance laws of this State: Provided, nothing in this Article shall prevent a dealer or his representative from requiring adequate insurance coverage on a motor vehicle which is the subject of an installment sale. (1955, c. 1243, s. 14.)

Structure North Carolina General Statutes

North Carolina General Statutes

Chapter 20 - Motor Vehicles

Article 12 - Motor Vehicle Dealers and Manufacturers Licensing Law.

§ 20-285 - Regulation of motor vehicle distribution in public interest.

§ 20-286 - Definitions.

§ 20-287 - Licenses required; penalties.

§ 20-288 - Application for license; license requirements; expiration of license; bond.

§ 20-289 - License fees.

§ 20-290 - Licenses to specify places of business; display of license and list of salesmen; advertising.

§ 20-291 - Representatives to carry license and display it on request; license to name employer.

§ 20-292 - Dealers may display motor vehicles for sale at retail only at established salesrooms.

§ 20-292.1 - Supplemental temporary license for sale of antique and specialty vehicles.

§ 20-294 - Grounds for denying, suspending, placing on probation, or revoking licenses.

§ 20-295 - Action on application; grace period while application for license renewal is pending.

§ 20-296 - Notice and hearing upon denial, suspension, revocation, placing on probation, or refusal to renew license.

§ 20-297 - Retention and inspection of certain records.

§ 20-297.1 - Franchise-related form agreements.

§ 20-298 - Insurance.

§ 20-298.1 - Provision of certain products and services to those covered under the Military Lending Act.

§ 20-299 - Acts of officers, directors, partners, salesmen and other representatives.

§ 20-300 - Appeals from actions of Commissioner.

§ 20-301 - Powers of Commissioner.

§ 20-301.1 - Notice of additional charges against dealer's account; informal appeals procedure.

§ 20-302 - Rules and regulations.

§ 20-303 - Installment sales to be evidenced by written instrument; statement to be delivered to buyer.

§ 20-304 - Coercion of retail dealer by manufacturer or distributor in connection with installment sales contract prohibited.

§ 20-305 - Coercing dealer to accept commodities not ordered; threatening to cancel franchise; preventing transfer of ownership; granting additional franchises; terminating franchises without good cause; preventing family succession.

§ 20-305.1 - Automobile dealer warranty and recall obligations.

§ 20-305.2 - Unfair methods of competition; protection of car-buying public.

§ 20-305.3 - Hearing notice.

§ 20-305.5 - Recreational vehicle manufacturer warranty recall obligations.

§ 20-305.6 - Unlawful for manufacturers to unfairly discriminate among dealers.

§ 20-305.7 - Protecting dealership data and consent to access dealership information.

§ 20-306 - Unlawful for salesman to sell except for his employer; multiple employment; persons who arrange transactions involving the sale of new motor vehicles.

§ 20-307 - Article applicable to existing and future franchises and contracts.

§ 20-307.1 - Jurisdiction.

§ 20-308 - Penalties.

§ 20-308.1 - Civil actions for violations.

§ 20-308.2 - Applicability of this Article.