New York Laws
Article 40 - Peer-to-Peer Car Sharing Programs
903 - Lien Implications; Notification.

ยง 903. Lien implications; notification. When a vehicle owner first
registers as a shared vehicle owner in a peer-to-peer car sharing
program and prior to such time as when the shared vehicle owner makes a
shared vehicle available for peer-to-peer car sharing in the
peer-to-peer car sharing program, the peer-to-peer car sharing program
administrator shall notify in plain conspicuous language the shared
vehicle owner that, if the shared vehicle shall have a lien against it,
the use of the shared vehicle through a peer-to-peer car sharing
program, including use without physical damage coverage, may violate the
terms of the contract with the lienholder.