New York Laws
Article 1 - Short Title; Definitions; Miscellaneous Provisions.
9-H - Imposition of Service Charges Prohibited.

§ 9-h. Imposition of service charges prohibited. No banking
organization shall impose any service charge with respect to any deposit
account as a result of the loss of a check or money which is properly
deposited with the banking organization by delivery to an employee of
the banking organization for credit to the deposit account and for which
a written receipt is issued by the employee.

Structure New York Laws

Article 1 - Short Title; Definitions; Miscellaneous Provisions.

1 - Short Title.

2 - Definitions.

2-A - Limited Liability Investment Company; Definitions.

2-B - Limited Liability Trust Companies; Definitions.

4 - Information to Be Given to Social Services Officials, State Department of Social Services, State Department of Mental Hygiene, the Mental Hygiene Lega

4-A - Banks to Display Signs.

4-B - Advertising.

4-C - Exemptions From Certain Provisions of Chapter.

5 - Loans Pursuant to the "Servicemen's Readjustment Act of 1944."

6 - Investment in Obligations of Housing Corporations Indirectly Guaranteed Pursuant to the "Servicemen's Readjustment Act of 1944".

6-A - Investment in Obligations of Certain Persons Sixty-Five Years of Age or Over Incurred to Satisfy Real Property Tax Indebtedness.

6-C - Application Forms to Be Made Available; Certain Cases.

6-D - Requirement to State in Writing Reason for Denial of Mortgage Loan.

6-E - Graduated Payment Mortgages Authorized.

6-F - Alternative Mortgage Instruments Made by Banks, Trust Companies, Savings Banks, Savings and Loan Associations and Credit Unions.

6-G - Override of Certain Provisions of United States Public Law 97-320.

6-H - Reverse Mortgage Loans Authorized.

6-I - Mortgage Loans.

6-J - Proof of Insurance.

6-K - Real Property Insurance Escrow Accounts.

6-L - High-Cost Home Loans.

6-M - Subprime Home Loans.

6-N - Responsibility of Banks for Mortgages Being Processed for Modification.

6-O - Single Point of Contact for Modifying Delinquent Home Loans.

6-O*2 - Reverse Cooperative Apartment Unit Loans for Persons Sixty-Two Years of Age or Older.

6-P - Loan Counseling for Mortgages Guaranteed by the Servicemen's Readjustment Act of 1944.

7 - Payment of Dividends or Interest Upon Unclaimed Deposits or Shares; Limitation of Charges in Connection With Savings Accounts.

8 - Deposits by Custodian Designated by Administrator of Veterans' Affairs, or by Person Certified by Social Security Administration.

9 - Checks Drawn Against Corporate Funds or Payable to Corporations; No Notice of Defense Against or Claim to Check.

9-A - Defense of Ultra Vires.

9-B - Actions or Special Proceedings by Superintendent or Attorney-General.

9-C - Superintendent's or Attorney-General's Action for Judicial Dissolution.

9-D - Enforcement of Section Two Hundred Ninety-Six-a of the Executive Law.

9-F - Geographic Discrimination in Making Mortgage Loans Prohibited.

9-G - Right of Set Off.

9-H - Imposition of Service Charges Prohibited.

9-I - Close-Out Fees Prohibited in Certain Cases.

9-I*2 - Prohibition on Depositor of Early Withdrawal Penalty in Certain Cases.

9-J - Disposal of Records; Customer Accounts.

9-K - Sale of Education Loans.

9-M - Return of Checks.

9-N - Trust Accounts; Address of Beneficiary.

9-O - Mortgage Loans; Disclosure Form.

9-P - Acceptance of Certain Checks for Deposit.

9-R - Geographic Restrictions.

9-S - Preauthorized Electronic Fund Transfers.

9-T - Unsolicited Mail-Loan Checks.

9-U - Atm Transactions by Persons Using Foreign Bank Accounts.

9-V - Savings Promotion Prize Giveaway.

9-W - Standard Financial Aide Award Letter.

9-X - Mortgage Forbearance.

9-X*2 - Fees Based on Inactivity; Notification.

9-Y - Banking Institutions to Pay Checks Drawn Therein in Order of Presentation.

9-Z - Cashing of Certain Checks.