New York Laws
Part 5 - Bank Accounts in Trust Form
7-5.7 - Multiple Beneficiaries.

(a) Whenever any proceeds of a trust account would pass pursuant to
section 7-5.2 to two or more beneficiaries, such proceeds shall pass to
such beneficiaries in equal proportions, unless the terms of the trust
provide otherwise.
(b) Whenever any proceeds of a trust account would pass pursuant to
section 7-5.2 to two or more beneficiaries, and one or more of the
beneficiaries predeceases the depositor, such proceeds shall pass to the
surviving beneficiary or beneficiaries in equal proportions, unless the
terms of the trust provide otherwise.