New York Laws
Article 4 - Certain Rights and Liabilities of Husband and Wife
52 - Insurance of Married Person's Life.

ยง 52. Insurance of married person's life. The right of a married
person to cause the life of his or her spouse or any other person to be
insured and to dispose of any interest such married person may have in a
policy of insurance on the life of the other spouse or of any other
person shall be governed by the insurance law and by statutes and rules
of law governing rights of a married person in respect to property and
the acquisition, use, enjoyment and disposition thereof.