New York Laws
Article 29-A - Unauthorized or Improper Use of Credit Cards and Debit Cards
512 - Limitation of Liability for Unauthorized Use of a Credit Card or a Debit Card.

ยง 512. Limitation of liability for unauthorized use of a credit card
or a debit card. A provision which imposes liability upon a holder for a
cash advance or loan or for the purchase or lease of property or
services obtained by the unauthorized use of a credit card or a debit
card shall not be enforceable to the extent that it imposes a greater
liability upon the holder than is imposed upon the holder of a credit
card under the provisions of the act of congress entitled "Truth in
Lending Act" and the regulations thereunder, as such act and regulations
may from time to time be amended.