New York Laws
Article 28-BB - Credit Services Business
458-G - Contracts Void and Unenforceable.

ยง 458-g. Contracts void and unenforceable. 1. Any contract for
services which does not comply with the applicable provisions of this
article shall be void and unenforceable as contrary to public policy.

2. Any waiver by a consumer of the provisions of this article shall be
deemed void and unenforceable by a credit services business as contrary
to public policy.