New York Laws
Article 8-A - Small Loans to Owners of Multiple Dwellings to Remove Substandard or Insanitary Conditions
454 - Servicing of Municipal Loans by Banking Institutions.

ยง 454. Servicing of municipal loans by banking institutions. The
municipality is authorized to make provision, either in the loan
agreement or by separate agreement, for the performance by one or more
banking institutions of such services as are generally performed by any
such bank itself owning and holding such a loan and as may be approved
by the superintendent of financial services, for which services a bank
may make and collect such service charges as the superintendent shall
prescribe or approve.