New York Laws
Article 45 - Fraternal Benefit Societies
4528 - New Business Limitations.

(a) No such limitations shall apply to new life insurance certificates
or new annuity contracts issued by the society before January first,
nineteen hundred ninety-eight; and
(b) Limitations equal to one hundred fifty percent of the limitations
established in section four thousand two hundred twenty-seven of this
chapter shall apply to new life insurance certificates and new annuity
contracts issued by the society after January first, nineteen hundred
ninety-eight but before January first, two thousand; and
(c) The limitations established in section four thousand two hundred
twenty-seven of this chapter shall fully apply to all new life insurance
certificates and all new annuity contracts issued by the society on or
after January first, two thousand.

Structure New York Laws

New York Laws

ISC - Insurance

Article 45 - Fraternal Benefit Societies

4501 - Definitions.

4502 - Incorporation and Licensing of Domestic Societies; Meeting of Supreme Governing Body.

4503 - Licensing of Foreign and Alien Societies.

4504 - Amendments to Charter, Constitution and By-Laws; Waiver of Provisions.

4505 - Insurance Benefits Authorized.

4506 - Classes of Membership.

4507 - Juvenile Members.

4508 - Beneficiaries.

4509 - Certificates; Applications; Effect of Changes in Corporate Documents.

4510 - Life Insurance Certificates; Required and Prohibited Provisions.

4511 - Life Insurance Certificates and Annuity Contracts; Nonforfeiture Benefits and Values; Requirements and Exceptions.

4512 - Accident and Health and Disability Insurance Certificates; Compliance With Rules and Regulations.

4513 - Annuity Certificates; Compliance With Rules and Regulations.

4514 - Creation and Maintenance of Separate Funds; Premiums; Assessments and Other Contributions of Members.

4515 - Conditions for Avoiding Separate Funds.

4516 - Annual Statement; Valuation Report; Power of Superintendent.

4517 - Standard of Valuation Reserves.

4518 - Amounts Credited on Life Insurance Certificates.

4519 - Impairment of Reserves and Surplus; Order to Make Good Deficiency.

4520 - Non-Liability of Officers and Members.

4521 - Grounds for Revocation or Suspension of License.

4522 - Exemptions of Certain Organizations.

4523 - Soliciting Membership in Unauthorized Societies; Penalties.

4524 - Exemption From Taxation.

4525 - Application of Other Provisions of This Chapter.

4526 - Investments of Fraternal Benefit Societies.

4527 - Optional Authority and Regulation.

4528 - New Business Limitations.

4529 - Subsidiaries Authorized.

4530 - Optional Investment Authority.