(1) make any distinction or discrimination between persons as to the
premiums or rates charged for the contract or in any other manner
whatever;
(2) demand or require a greater premium from any person than it
requires at that time from others in similar cases;
(3) make or require any rebate, discrimination or discount upon the
amount to be paid or the service to be rendered on any contract;
(4) insert in the contract any condition, or make any stipulation,
whereby the insured binds his or herself, or his or her heirs,
executors, administrators or assigns, to accept any sum or service less
than the full value or amount of such contract in case of a claim
thereon except such conditions and stipulations as are imposed upon
others in similar cases; and any such stipulation or condition so made
or inserted shall be void;
(5) reject any application for a contract issued or sold by it;
(6) cancel or refuse to issue, renew or sell such contract after
appropriate application therefor;
(7) fix any lower rate or discriminate in the fees or commissions of
insurance agents or insurance brokers for writing or renewing such a
contract; or
(8) engage in sexual stereotyping.
(b) For purposes of this section, "sex" shall include sexual
orientation, gender identity or expression, and transgender status.
Structure New York Laws
Article 43 - Non-Profit Medical and Dental Indemnity, or Health and Hospital Service Corporations
4301 - Organization of Corporation; Purposes; Board of Directors.
4302 - Permit and License to Do Business.
4303-A - Prescription Synchronization.
4306 - Required Contract Provisions.
4306-A - Health Insurance Coverage for Full-Time Students on Medical Leaves of Absence.
4306-B - Primary and Preventive Obstetric and Gynecologic Care.
4306-C - Grievance Procedure and Access to Specialty Care.
4306-D - Choice of Health Care Provider.
4306-E - Prohibition on Lifetime and Annual Limits.
4306-F - Maternal Depression Screenings.
4306-G - Telehealth Delivery of Services.
4306-H - Essential Health Benefits Package and Limit on Cost-Sharing.
4306-I - Coverage for Medically Fragile Children.
4308 - Supervision of Superintendent.
4309 - Limitation on Expenses.
4310 - Investments; Financial Conditions; Reserves.
4312 - Employment of Solicitors; Pension Plans.
4313 - Applicability of Other Provisions of This Chapter.
4314 - Not to Affect Provisions of Workers' Compensation Law.
4315 - Arbitration; Judicial Review.
4316 - Individual Contracts; Premium Refund at Death of Insured.
4317 - Rating of Individual and Small Group Health Insurance Contracts.
4318 - Pre-Existing Condition Provisions.
4318-A - Certification of Creditable Coverage by Corporations Organized Under This Article.
4320 - Limitations on Administrative Services and Stop-Loss Coverage.
4321-A - Fund for Standardized Individual Enrollee Direct Payment Contracts.
4324 - Disclosure of Information.
4326 - Standardized Health Insurance Contracts for Qualifying Small Employers and Individuals.