New York Laws
Article 42 - Life Insurance Companies and Accident and Health Insurance Companies and Legal Services Insurance Companies
4214 - Industrial Accident and Industrial Health Insurance.

(1) "Industrial accident insurance" means that form of accident
insurance wherein the premium is payable in the manner prescribed in
subsection (a) of section four thousand two hundred thirteen of this
article, covering such risks as death, dismemberment, loss of eyesight,
or loss of time, as a result of accidental means.
(2) "Industrial health insurance" means that form of health insurance
wherein the premium is payable in the manner prescribed in subsection
(a) of section four thousand two hundred thirteen of this article,
covering such risk as loss of time caused by illness or sickness.
(b) Notwithstanding the foregoing provisions, on and after June first,
nineteen hundred eighty, no policy designated or sold as an industrial
accident insurance or industrial health insurance policy shall be
delivered or issued for delivery in this state; provided, however, that
this prohibition shall not prevent the delivery or issuance for delivery
of a policy approved by the superintendent where the premium is payable
weekly or monthly and such policy is approvable under other provisions
of this chapter.

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