New York Laws
Article 27 - Licensing of Nail Specialty, Natural Hair Styling, Esthetics and Cosmetology
412 - Penalties.

(a) the operation of an appearance enhancement business without a
license or when such license has been suspended or revoked; or
(b) the operation of an appearance enhancement business in violation
of an order directing the cessation of unlicensed activity issued by the
secretary pursuant to section four hundred ten of this article.
3. The operation of an appearance enhancement business without a (a)
bond or (b) liability insurance or liability coverage which is covered
through a bond shall be punishable by a civil penalty of up to two
thousand five hundred dollars. The enforcement of this provision shall
require the department of financial services to certify in writing to
the secretary that any bonds or liability insurance that is required by
the department is readily available to appearance enhancement businesses
from the market place.