New York Laws
Part 2 - Issue and Acceptance of Payment Order
4-A-206 - Transmission of Payment Order Through Funds-Transfer or Other Communication System.

(1) If a payment order addressed to a receiving bank is transmitted to
a funds-transfer system or other third-party communication system for
transmittal to the bank, the system is deemed to be an agent of the
sender for the purpose of transmitting the payment order to the bank.
If there is a discrepancy between the terms of the payment order
transmitted to the system and the terms of the payment order transmitted
by the system to the bank, the terms of the payment order of the sender
are those transmitted by the system. This section does not apply to a
funds-transfer system of the Federal Reserve Banks.
(2) This section applies to cancellations and amendments of payment
orders to the same extent it applies to payment orders.

Structure New York Laws