(1) Except as provided in subsection (2) of this section, this Article
does not apply to a funds transfer any part of which is governed by the
Electronic Fund Transfer Act of 1978 (Title XX, Public Law 95-630, 92
Stat. 3728, 15 U.S.C. ยง1693 et seq.) as amended from time to time.
(2) This Article shall apply to a funds transfer that is a remittance
transfer as defined in the Electronic Fund Transfer Act (15 U.S.C. Sec.
1693o-1) as amended from time to time unless the remittance transfer is
an electronic fund transfer as defined in the Electronic Fund Transfer
Act (15 U.S.C. Sec. 1693a) as amended from time to time.
(3) In a funds transfer to which this Article applies, in the event of
an inconsistency between an applicable provision of this Article and an
applicable provision of the Electronic Fund Transfer Act, the provision
of the Electronic Fund Transfer Act governs to the extent of the
inconsistency.