New York Laws
Article 25 - Fair Credit Reporting Act
380-O - Obtaining or Introducing Information Under False Pretenses; Penalty.

ยง 380-o. Obtaining or introducing information under false pretenses;
penalty. 1. Any person who knowingly and willfully obtains information
concerning a consumer from a consumer reporting agency under false
pretenses shall, upon conviction, be fined not more than five thousand
dollars or imprisoned not more than one year, or both.

2. Any person who knowingly and willfully introduces, attempts to
introduce or causes to be introduced, false information into a consumer
reporting agency's files for the purpose of wrongfully damaging or
wrongfully enhancing the credit information of any individual shall,
upon conviction, be fined not more than five thousand dollars or
imprisoned not more than one year, or both.

3. This section shall not apply to statements filed pursuant to
paragraph two of subdivision (c) of section three hundred eighty-f of
this chapter.