New York Laws
Article 9 - Licensed Lenders
354 - Restrictions on Assignments of Compensation for Services.

(a) the assignment by its terms is revocable at the will of the
borrower; or
(b) the assignment is a payroll deduction plan.
2. No assignment of wages or other earnings given to secure any loan
hereunder shall be valid unless the amount of such loan is paid to the
borrower simultaneously with its execution.